Household behavior in practicing mental budgeting based on the theory of planned behavior

Ajzen’s theory of planned behavior(TPB)suggests that planned behavior is determined by behavioral intention.Despite extensive literature based on TPB,household mental budgeting behavior explained by TPB is underexplored.The current study empirically tested TPB factors in light of mental budgeting behavior.The hypothesized model was tested using partial least squares structural equation modeling(PLS-SEM).PLS-SEM was employed using a Likert-scaled questionnaire administered to 275 households.The results indicate that mental budgeting attitude and mental budgeting past behavior strongly predict mental budgeting intention,and mental budgeting intention predicts mental budgeting behavior.Further,mental budgeting intention partially mediates the relationship between mental budgeting attitude and mental budgeting behavior,and mental budgeting past behavior and mental budgeting behavior.This study contributes to the academic interest in theoretical progress in household behavior.

Research on Reclaimed Land Quality Based on Peasant Households' Behaviors——A Case of the Reclaimed Land in Liuxin Country,Xuzhou,China

The quality of reclaimed land not only relates to the way of reclamation,but also has close relations to farmers' living standard and households' behaviors.Taking the farmland in the reclamation region of the Liuxin County,Tongshan Town,Xuzhou as the survey objects,we conduct a survey on peasant households in the reclamation region by the way of questionnaire.The data collected from the survey are analyzed by using scientific statistical methods,including SPSS software and Excel.The results show that in the investigation of peasant households' perceptual knowledge towards the quality of reclaimed land,42.5% of them holds the satisfactory and extremely satisfactory attitudes,which take relatively high percentage.As a result of the increase of non-agricultural income,6% of peasant households are indifferent to the quality of the reclaimed land.During the investigation of peasant households' rational knowledge towards the quality of the reclaimed land,the nitrogen content and organic content in soil filled by pulverized fuel ash are significantly lower than that in the soil filled by coal gangue and that in soil in the contrast area.The current production and planting pattern of peasant households has not improved the quality of farmland in the reclaimed area effectively and most peasant households still use the traditional way of cultivating.Hence,it is necessary to strengthen the guide on the thought patterns of peasant households,to cultivate scientifically and to enhance the quality of reclaimed farmland.The yields of the reclaimed farmland are low in the primary year,but with the increases of input and the restoration of the land,the annual yields will increase gradually,and gradually approaches to the usual yields.Based on it,the corresponding countermeasures are put forward:for one thing,improving soil alkalescency and enhancing soil fertility;for another thing,attaching much attention to technological directions,scientific cultivation and carry out the standards of reclamation strictly.

Investigation on the Concurrent-Business Behavior of Peasant Households during the Planting Structure Adjustment in Karst Mountainous Area

Based on the survey data of 150 peasant households in typical Karst mountainous area in the year 2009, causations, characteristics and influence factors of the concurrent-business behavior of peasant households during planting structure adjustment are analyzed. Result shows that there is significant positive correlation between the concurrent-business income and the household income of farmers. And the concurrent-business behavior has the tendency to be popular among the young farmers with the characteristics of relative concentration, strong will of farmers and the significant impact of education degree on the concurrent-business income. Information, capital, skill, and market awareness are the main factors affecting the concurrent-business behavior of peasant households. Countermeasures to optimize the concurrent-business behavior of peasant households are put forward, such as strengthening the skills training for farmers to improve the cultural quality of peasant households, establishing modern rural financial service system to offer capital support for the development of peasant households, setting up information base of rural labor force to provide more information and channels for the concurrent-business behavior of peasant households, and enhancing the cultivation of farmers' market awareness to improve their ability to adapt to market economy.

Empirical Study on Factors Influencing Residents’ Behavior of Separating Household Wastes at Source

Source separation is the basic premise for making effective use of household wastes. In eight cities of China, how- ever, several pilot projects of source separation finally failed because of the poor participation rate of residents. In order to solve this problem, identifying those factors that influence residents’ behavior of source separation becomes crucial. By means of questionnaire survey, we conducted descriptive analysis and ex- ploratory factor analysis. The results show that trouble-feeling, moral notion, environment protection, public education, environment value and knowledge deficiency are the main factors that play an important role for residents in deciding to separate their household wastes. Also, according to the contribution percentage of the six main factors to the total behavior of source separation, their influencing power is analyzed, which will provide suggestions on household waste management for policy makers and decision makers in China.

数字普惠金融、过度负债与家庭财务风险

数字普惠金融在降低家庭金融准入门槛的同时也增加了家庭的财务风险。基于CHFS2013-2019年微观调查数据进行实证检验,以家庭过度负债为研究重点分析数字普惠金融对家庭财务风险的影响,探究数字普惠金融对家庭部门财务风险的影响机制与作用路径。研究发现,数字普惠金融通过增加家庭高风险型债务的方式扩大家庭过度负债风险,进而导致家庭偿债能力与资产流动性降低,增大家庭财务风险。进一步研究发现,中低收入家庭与农村家庭等财务弱势家庭更易受到数字普惠金融影响从而导致过度负债与财务风险扩大。政府应完善数字金融监管制度,加强社会金融福利保障体系建设,引导数字普惠金融市场良性发展。

农户分化对农业生产托管的影响

发展农业生产托管是农业应对“刘易斯拐点”和人口红利消失的必然选择。基于江汉平原稻农的调研数据,使用Probit模型、CMP模型等分析农户分化对农业生产托管的影响,探讨农户分化对不同托管环节以及不同农户的异质性影响。研究表明:农户分化催生农业生产托管;农户分化对整地和收割环节等劳动密集型生产环节托管的作用显著,对育秧移栽和施肥与病虫害防治等技术密集型生产环节托管的作用不显著;农户分化对促进女性参与农业生产托管显著,对男性不显著;农户分化对高龄和低龄农户参与农业生产托管均显著,且通过1%的显著性检验,但对低龄农户的影响更大。据此,应进一步促进农业生产托管的发展与完善以应对农户分化;秉持“补弱扶强”原则,对于不同类型的生产环节托管的补贴激励政策有所侧重;提升农户生产托管意愿,以促进农业生产托管的发展与完善。

创伤聚焦的认知行为疗法在童年家庭功能障碍儿童和青少年中的应用

童年家庭功能障碍(childhood household dysfunction,CHD)是一种常见的童年期不良经历,会对儿童和青少年造成严重的身心危害。创伤聚焦的认知行为疗法(trauma-focused cognitive behavioral therapy,TF-CBT)是帮助经历童年创伤的儿童和青少年处理创伤记忆的循证心理治疗,旨在提高CHD儿童和青少年的应对能力,从而改善其创伤所致的负面影响,有效减轻其心理负担。TF-CBT能有效改善CHD儿童和青少年的创伤后应激障碍、情绪和行为问题以及家庭功能。建议今后开展高质量的原始研究,制订基于潜在预测因素的有针对性的TF-CBT干预方案,采取线上和线下相结合的方式,构建适应中国CHD人群的TF-CBT干预模式,以满足CHD儿童和青少年的心理健康服务需求。

职业妥协对产业工人反生产行为的影响机制研究

产业工人是加快建设制造强国的中坚力量,科学引导该群体的职业心理与行为是理论界与实务界关注的焦点。本文基于自我决定理论,通过对制造业312名产业工人的问卷调查,探讨了职业妥协对产业工人反生产行为的影响机制。结果分析表明,职业妥协正向影响产业工人反生产行为,工作疏离感在两者之间起部分中介作用。户籍不仅调节了职业妥协与产业工人反生产行为的正向关系,还调节了工作疏离感在职业妥协与产业工人反生产行为之间的间接效应,即与城市工人相比,职业妥协对农村进城务工人员工作疏离感的正向影响加强,进而促进其反生产行为。上述发现不仅有助于丰富职业妥协和户籍的理论研究,还为减少我国产业工人反生产行为、推进产业工人队伍建设提供了新思路。

农户分化、宅基地价值认知对宅基地退出意愿的影响

研究农户宅基地退出意愿及其影响因素,对于因地制宜地制定宅基地退出政策、合理引导农户有序自愿退出宅基地具有重要现实意义。基于江苏省1173份抽样数据,运用Logit模型和多重中介模型实证检验农户分化对宅基地退出意愿的直接和间接影响。研究表明:农户分化(职业分化、经济分化)对宅基地退出意愿有显著的促进作用;农户宅基地价值认知会对其退地积极性产生显著影响;农户宅基地价值认知在农户分化与宅基地退出意愿之间起到了桥梁作用,其间接效应占总效应的比例分别为22.90%、21.94%。鉴于此,应提升农民非农就业能力,拓展非农就业渠道;根据农户经济分化水平建立差别化的宅基地退出机制;加强宅基地退出政策宣传,引领农户形成对宅基地价值的合理认知。

比较优势、女性劳动参与和家庭生育行为——基于中国家庭金融调查数据的经验分析

随着中国逐渐深度融入全球经济体系,比较优势对女性劳动者的生产消费行为影响加大。构建比较优势和女性劳动参与影响家庭生育子女数量的理论模型,并利用地理数据构造工具变量,研究比较优势出口行业中女性劳动参与对家庭生育行为的影响及机制。实证结果显示:比较优势和女性劳动参与显著增加了家庭的生育行为,具有比较优势出口行业中越密集使用女性劳动力,家庭生育子女数量越多;比较优势和女性劳动参与通过工资收入和工作强度机制综合提高家庭的生育行为;比较优势出口行业中女性劳动参与对处于生育年龄的女性和户主生育行为的正向影响更大,而且相较于外商投资企业和国有企业而言,对在民营企业就业员工的正向影响更大。在优化行业结构和经济增长方式中,通过缩减劳动时间、增加劳动收入,进而促进工作与家庭的平衡,以构建和谐幸福的育儿家庭环境。

农户参与农耕文化保护和传承意愿研究

农耕文化作为中华文明发展的根基,对文化强国和农业强国建设具有重大意义和关键价值。基于计划行为理论剖析影响农户参与农耕文化保护和传承意愿的因素,以蚌埠市五河县刘朵村为研究区域,通过走访调查收集数据,利用二元Logistic回归模型进行实证分析。研究结果表明:农耕文化的经济价值、社会价值、邻居朋友的带动、基层政府的宣传、参与农耕文化活动的精力和能力以及受教育水平对于农户参与农耕文化保护和传承意愿有显著的正向影响。因此,在推动农耕文化发展中,要切实增强农户的主体意识,加强政府的宣传和推广力度,显现农耕文化的经济价值和社会价值,鼓励农户参与农耕文化发展事业,发挥村干部的示范带头作用,提高农户的自我效能感,调动农户的参与积极性,保障农耕文化稳步有序发展。

四川地区肺结核患者家庭密切接触者结核病防治知信行调查

目的分析四川地区肺结核患者家庭密切接触者结核病防治知信行现状及其影响因素。方法采取方便抽样法,应用自行设计的“肺结核患者家庭密切接触者结核病防治知信行调查问卷”于2023年1月1日~3月31日对成都市公共卫生临床医疗中心357例肺结核患者家庭密切接触者进行问卷调查。结果调查对象结核病防治认知得分(15.605±4.583)分、态度得分(17.543±5.887)分、行为得分(19.961±3.688)分。Pearson相关分析显示,结核病防治认知与态度、行为呈显著正相关,态度与行为呈显著正相关。多元线性回归分析显示,居住地和有无基础病是结核病防治知信行的影响因素,其中婚姻状况是结核病防治相关行为的影响因素、民族及是否与患者共卧室是结核病防治相关态度的影响因素。结论肺结核患者家庭密切接触者结核病防治认知水平偏低、态度欠积极、行为不理想,建议重视其健康教育,并根据居住地、有无基础病、婚姻状况、民族、是否与患者共卧室等相关因素开展精细化管理。

负财富构造视角下的家庭资产配置行为分析

家庭财富构造包括正财富构造、负财富构造、零财富构造。负财富构造的表现形式是家庭负资产构造,负资产构造造成了家庭的投资困境,家庭面临严峻的负资产处理难题,包括如何转正、怎样转移、负资产黑洞的填补、负资产风险的评估、资产负债表的修复、计算式焦虑的自我调整等。家庭负资产构造导致家庭消费下降并带来连锁负效应,家庭负资产的配置效率直接关联家庭的利益及内循环的畅通;家庭负资产的化解既是金融风险问题,也是关系国计民生的问题。

居民债务对房地产金融风险的影响研究——基于非理性行为视角

使用2007-2020年我国31个省、市、自治区面板数据,运用空间计量模型考察居民债务对房地产金融风险的影响以及非理性行为的调节效应。研究发现:我国房地产金融风险存在明显的空间溢出效应;居民债务对房地产金融风险有显著正向影响,且该影响存在地区异质性,东部地区受到的影响小于中西部地区。进一步分析表明,非理性行为在居民债务影响房地产金融风险的过程中具有正向调节效应。

Research on Factors Influencing Fertilizer Application of Farmer Households in Anhui Province

Known as the " food of grain",chemical fertilizer plays a very important role in increasing the output of agricultural products. In the meantime,its negative externalities such as soil and water environment pollutions as well as the quality and safety hazards caused to agricultural products have been revealed gradually. Taking 126 farmer households in 5 counties( districts) of Anhui Province as samples,the fertilizer application behaviors of farmer households are analyzed. Research shows that farmers applying fertilizer are generally older in age with relatively lower degree of education,inveterate farming habits and small area of cultivation. Besides,the farmer households wish to receive training and guidance on techniques of fertilization,but very few of them have attended the trainings on agricultural technology. Moreover,the individual characteristics and family factors of farmer households have a significant impact on their fertilizer application behaviors. And the degrees of impact are also different for the fertilizer applying behaviors in different stages. Therefore,improving the educational level of farmer households,strengthening the training and promotion of agricultural techniques and accelerating land transfer among farmer households will play a fundamental role in regularizing the fertilizer application behaviors of farmer households and improving the quality and safety of agricultural products.

Household Environment and Malaria in Pregnancy in Ibadan, Nigeria

Introduction: Malaria in pregnancy, which enormously creates substantial risks for the mother and her fetus, is a public health problem in Nigeria. Design and Methods: Through questionnaire administration, this cross-sectional survey investigates the influence of the household environment on malaria preventive and treatment behaviors among 300 pregnant women in two selected areas of Oyo State, Nigeria. In addition, four focus group discussions and four in-depth interviews were conducted, all between October 2015 and March, 2016. Results: Findings from the study indicate a positive relationship between income level (P = 0.000), educational level (P = 0.000) and preventive behavior and perception of malaria. There, however, is a negative relationship (P = 0.122) between place of residence and number of malaria episodes of the respondents. A high awareness on the cause of Malaria was recorded in this study, while a low awareness on the consequences of malaria infection in Pregnancy was visible. Conclusion and Recommendation: The household environment of pregnant women was found a key predictor in the prevention and treatment of malaria in both rural and urban areas of Oyo State Nigeria. Nationwide programme aimed at reducing malaria especially among pregnant women is needed in Nigeria.

Household Drill Innovative Design under the Guidance of Ergonomics

The household drill is named 90 Degree, designed by Industrial Design Pilot Program Center(Hereinafter referred to as IDPPC) of Luxun Academy of Fine Arts(Hereinafter referred to as LAFA), which is the only national pilot program center in Chinese industrial design field. 90 Degree is designed for home environment, it helps inexperience users, such as women and the elderly, complete the operation easily, and it makes sure that safe operation and assistance users solve the precise punching, location, storage trash and other operations. According to research among users who can understand or manipulate a drill, the designers find problems of users from the user central perspective, and then they integrate product innovative design methods to propose solutions. When the designers intend to design 90 Degree, they attempt using the user behavior record and analysis system, and start ergonomics study in subjects by double hands operation analysis, using gesture analysis, details of work analysis, time and motion study, etc; meanwhile taking advantages of user experience analysis, behavior intention analysis to do user subjective perceptual evaluation. The functions, structure, shape, color, material, details of 90 Degree should be consistent with the standard of usability evaluation. There are two characteristics in 90 Degree, the first one is a transparent cover installed in front of the drill, which can collect the dust, rubbish when drilling and keep the work environment clean. So it is applicable for households. When the transparent cover of the drill is removed, it also can be used as a normal hand drill; the second one is the shape of 90 Degree makes it and the operating surface fitting together, thus enhancing the stability in operation, so it is best for inexperienced users. When 90 Degree contacts with the operating surface, it can emit the laser ray which helps the user to punch accurately, and make array punch more easily. After obtaining the data, charts, creating Shadow observation by the designers, they make a comprehensive evaluation on research results; verification advantages of 90 Degree meet the requirement of usability, reducing operating failure rate; and increasing safety factors. 90 Degree, in 2011, wined German Red Dot Design Award, which had become a representative excellent design example to resolve several drilling difficulties. The designers introduce ergonomics theory into design practice, and use scientific program and methods to evaluate the products which is useful to the development and promotion of products.

金融能力研究进展

金融能力对保障家庭财务安全及增进其金融福祉具有重要意义。早期研究关注金融素养,而金融能力是在金融素养基础上的理论拓展。金融能力强调从知识向行为的转化过程,并将外部金融环境纳入理论分析框架,极大地推进了居民金融行为与金融福祉的相关研究。已有研究围绕金融能力的概念模型、测度框架、影响因素,以及金融能力与家庭福利等问题展开。本文旨在系统梳理金融能力的研究成果,厘清从金融素养到金融能力的理论拓展逻辑,并结合我国国情与国内研究现状提出金融能力未来可能的研究方向和研究重点。

基于ICPSO-XGBoost的非侵入式负荷辨识方法

针对家庭用电负荷的电气特征相近导致基于电气量特征的非侵入式负荷辨识方法易产生误辨识的问题,提出以电器投切时间、运行时长和投切次数为代表的电器使用规律特征,结合传统电气负荷特征组合成为新的负荷特征标签。在此基础上,提出一种基于改进混沌粒子群优化的极端梯度提升树算法。在该算法中,利用回归树作为负荷特征的基分类器构建极端梯度提升树模型。进一步地,通过在目标函数中加入正则项,添加缩减系数等措施避免算法陷入过拟合。同时,将混沌思想应用于粒子群算法中提升其全局寻优能力,并得到基于改进混沌粒子群优化后的极端梯度提升树算法模型。在AMPds公用数据集上进行测试,通过对比分析测试结果,验证了文中所提出的负荷特征标签和负荷辨识算法对提升非侵入式负荷辨识的有效性。

家庭负债行为的同群效应研究——基于CFPS面板数据的实证研究

基于同群效应视角,利用2016年和2018年中国家庭追踪调查(CFPS)数据,研究家庭负债行为同群效应的存在性、异质性和作用机制。研究发现:首先,家庭负债行为存在明显的同群效应;其次,不同家庭类型和收入水平下的家庭负债行为同群效应存在差异;再次,面对面交流信息传递强化了家庭非正规负债途径选择和负债程度的同群效应,互联网媒介信息传递减弱了家庭正规负债途径选择和非正规负债途径选择的同群效应,自我定位增强了家庭负债与否的同群效应。基于此,应进一步引导并宣传理性的负债理念,提高中低收入群体的收入水平,并重点加强因同群家庭负债行为过高可能产生的资金入不敷出风险的防范以及对农村地区信息传递渠道的建设。