Evolution of nonmetallic inclusions in 80-t 9CrMoCoB large-scale ingots during electroslag remelting process

In combination with theoretical calculations,experiments were conducted to investigate the evolution behavior of nonmetallic inclusions(NMIs)during the manufacture of large-scale heat-resistant steel ingots using 9CrMoCoB heat-resistant steel and CaF_(2)–CaO–Al_(2)O_(3)–SiO_(2)–B_(2)O_(3)electroslag remelting(ESR)-type slag in an 80-t industrial ESR furnace.The main types of NMI in the consumable electrode comprised pure alumina,a multiphase oxide consisting of an Al_(2)O_(3)core and liquid CaO–Al_(2)O_(3)–SiO_(2)–MnO shell,and M_(23)C_(6)carbides with an MnS core.The Al_(2)O_(3)and MnS inclusions had higher precipitation temperatures than the M_(23)C_(6)-type carbide under equilibrium and nonequilibrium solidification processes.Therefore,inclusions can act as nucleation sites for carbide layer precipitation.The ESR process completely removed the liquid CaO–Al_(2)O_(3)–SiO_(2)–MnO oxide and MnS inclusion with a carbide shell,and only the Al_(2)O_(3)inclusions and Al_(2)O_(3)core with a carbide shell occupied the remelted ingot.The M_(23)C_(6)-type carbides in steel were determined as Cr_(23)C_(6)based on the analysis of transmission electron microscopy results.The substitution of Cr with W,Fe,or/and Mo in the Cr_(23)C_(6)lattice caused slight changes in the lattice parameter of the Cr_(23)C_(6)carbide.Therefore,Cr_(21.34)Fe_(1.66)C_(6),(Cr_(19)W_(4)C_(6),Cr_(18.4)Mo_(4.6)C_(6),and Cr_(16)Fe_(5)Mo_(2)C_(6)can match the fraction pattern of Cr_(23)C_(6)carbide.The Al_(2)O_(3)inclusions in the remelted ingot formed due to the reduction of CaO,SiO_(2),and MnO components in the liquid inclusion.The increased Al content in liquid steel or the higher supersaturation degree of Al_(2)O_(3)precipitation in the remelted ingot than that in the electrode can be attributed to the evaporation of CaF_(2)and the increase in CaO content in the ESR-type slag.

Dissolution behavior of Al_(2)O_(3)inclusions into CaO-MgO-SiO_(2)-Al_(2)O_(3)-TiO_(2)system ladle slags

To investigate the dissolution behaviors of Al_(2)O_(3)inclusions in CaO-5wt%MgO-SiO_(2)-30wt%Al_(2)O_(3)-TiO_(2)system ladle slags,confocal scanning laser microscopy was conducted on the slags with different TiO_(2)contents(0-10wt%),and scanning electron microscopy was performed to study the interfacial reaction between Al_(2)O_(3)and this slag system.The results disclose that the dissolution of Al_(2)O_(3)inclusions does not result in the formation of new phases at the boundary between the slag and the inclusions.In TiO_(2)-bearing and TiO_(2)-free ladle slags,there is no difference in the dissolution mechanism of Al_(2)O_(3)inclusions at steelmaking temperatures.Boundary layer diffusion is found as the controlling step of the dissolution of Al_(2)O_(3),and the diffusion coefficient is in the range of 4.18×10^(-10)to 2.18×10^(-9)m^(2)/s at 1450-1500℃.Compared with the solubility of Al_(2)O_(3)in the slags,slag viscosity and temperature play a more profound role in the dissolution of Al_(2)O_(3)inclusions.A lower viscosity and a lower melting point of the slags are beneficial for the dissolution.Suitable addition of TiO_(2)(e.g.,5wt%)in ladle slags can enhance the dissolution of Al_(2)O_(3)inclusions because of the low viscosity and melting point of the slags,while excessive addition of TiO_(2)(e.g.,10wt%)shows the opposite trend.

Shock-induced energy localization and reaction growth considering chemical-inclusions effects for crystalline explosives

Chemical inclusions significantly alter shock responses of crystalline explosives in macroscale gap experiments but their microscale dynamics origin remains unclear.Herein shock-induced energy localization,overall physical responses,and reactions in a-1,3,5-trinitro-1,3,5-triazinane(a-RDX)crystal entrained various chemical inclusions were investigated by the multi-scale shock technique implemented in the reactive molecular dynamics method.Results indicated that energy localization and shock reaction were affected by the intrinsic factors within chemical inclusions,i.e.,phase states,chemical compositions,and concentrations.The atomic origin of chemical-inclusions effects on energy localization is dependent on the dynamics mechanism of interfacial molecules with free space volume,which includes homogeneous intermolecular compression,interfacial impact and shear,and void collapse and jet.As introducing various chemical inclusions,the initiation of those dynamics mechanisms triggers diverse decay rates of bulk RDX molecules and hereby impacts on growth speeds of final reactions.Adding chemical inclusions can reduce the effectiveness of the void during the shock impacting.Under the shockwave velocity of 9 km/s,the parent RDX decay rate in RDX entrained amorphous carbon decreases the most and is about one fourth of that in RDX with a vacuum void,and solid HMX and TATB inclusions are more reactive than amorphous carbon but less reactive than dry air or acetone inclusions.The lessdense shocking system denotes the greater increases in local temperature and stress,the faster energy liberation,and the earlier final reaction into equilibrium,revealing more pronounced responses to the present intense shockwave.The quantitative models associated with the relative system density(RD_(sys))were proposed for indicating energy-localization mechanisms and evaluating initiation safety in the shocked crystalline explosive.RD_(sys)is defined by the density ratio of defective RDX to perfect crystal after dynamics relaxation and reveals the global density characteristic in shocked systems filled with chemical inclusions.When RD_(sys)is below 0.9,local hydrodynamic jet initiated by void collapse dominates upon energy localization instead of interfacial impact.This study sheds light on novel insights for understanding the shock chemistry and physical-based atomic origin in crystalline explosives considering chemical-inclusions effects.

Carbon Enrichment in the Lithospheric Mantle:Evidence from the Melt Inclusions in Mantle Xenoliths from the Hainan Basalts

It is generally believed that the lithospheric mantle and the mantle transition zone are important carbon reservoirs.However,the location of carbon storage in Earth's interior and the reasons for carbon enrichment remain unclear.In this study,we report CO_(2)-rich olivine-hosted melt inclusions in the mantle xenoliths of late Cenozoic basalts from the Penglai area,Hainan Province,which may shed some light on the carbon enrichment process in the lithospheric mantle.We also present a detailed petrological and geochemical investigation of the late Cenozoic basalts and mantle xenoliths from northern Hainan Island.The collected samples of late Cenozoic Hainan Island basalts belong to both alkaline and subalkaline series,showing fractionated REE patterns with high(La/Yb)_(N)values of 3.52–11.77,which are typical for OIB.Based on Al-in-olivine thermometry,the temperatures estimated for the mantle xenoliths can be divided into two groups.One group has temperatures of less than 1050℃,and the other group has temperature ranging from 1050℃to 1282℃.Clinopyroxene(La/Yb)_(N)–Ti/Eu and clinopyroxene Ca/Al–Mg^(#)diagrams indicate that the mantle peridotite experienced metasomatism from both silicate and carbonate melts.Melt inclusions in the olivine of mantle xenoliths include(1)CO_(2)bubble–rich melt inclusions;(2)multiphase melt inclusions(glass+CO_(2)bubble+daughter minerals);(3)pure glass melt inclusions.Magnesite is a daughter mineral in the olivine-hosted melt inclusions,which could be interpreted as a secondary mineral formed by the interactions of CO_(2)-rich fluids with an olivine host,due to post-entrapment effects.The glasses in olivine-hosted melt inclusions have high SiO_(2)contents(60.21–77.72 wt%).Our results suggest that a considerable amount of CO_(2)-rich melt inclusions are captured in the lithospheric mantle during metasomatism.The lithospheric mantle can therefore act as is a‘carbon trap',with much CO_(2)being absorbed by the lithospheric mantle in this way.

Dissolution of TiO_(2) and TiN inclusions in CaO–SiO_(2)–B_(2)O_(3)-based fluorine-free mold flux

Mold flux serves the crucial metallurgical function of absorbing inclusions, directly impacting the smoothness of the casting process as well as the cast slab quality. In this study, the dissolution behavior and mechanism of Ti O_(2)and Ti N inclusions in molten Ca O–Si O_(2)–B_(2)O_(3)-based fluorine-free mold flux were explored by in situ single hot thermocouple technology combined with X-ray photoelectron spectroscopy.The results showed that Ti O_(2) inclusions are effectively dissolved by the molten slag within 76 s, during which the original octahedral [Ti O_(6)]^(8-)structures are destroyed and convert to the networker tetrahedral [Ti O_(4)]^(4-)structures. However, the dissolution rate is much lower for Ti N inclusions than for Ti O_(2)inclusions. This can be attributed to the fact that the Ti N particles need to be oxidized and then dissolved in the molten slag to form tetrahedral [Ti O4]4-and octahedral [Ti O_(6)]^(8-)structures during the Ti N inclusion dissolution process, which is accompanied by the generation of a large amount of N_(2)gas. Moreover, Ca Ti O_(3)crystals tend to nucleate and grow on bubble surfaces with sufficient octahedral [Ti O_(6)]^(8-)structures and Ca^(2+)ions, eventually resulting in the molten slag being in a solid–liquid mixed state.

Textural and functional analysis of sorghum flour cookies as ice cream inclusions

Flour serves as one of the primary ingredients of cookies,which affects dough properties,physical changes during baking,and post-baking cookie properties.Two gluten-free cookie formulations were developed with the goal of use as inclusions in frozen desserts.Blonde and chocolate cookies were made with sorghum flour or all-purpose wheat flour and then evaluated for physical and chemical properties.To determine functionality in a frozen state,texture analysis was conducted on cookies at−30℃,−17°C,and 20℃,replicating various ice cream storage temperatures.To simulate the process effect of incorporating the product into a frozen dessert,cookies were crumbled mechanically,and the crumbles were separated based on size.When evaluating cookies,no significant differences(P<0.05)were observed in width(W),thickness(T),spread,and W/T ratio for flour source within formula.Blonde cookies had lower moisture contents than chocolate cookies;further,blonde cookies made from sorghum flour had less moisture than those made with wheat flour.As the cookie temperature decreased from 20℃to−17℃,cookie hardness increased,with flour type having no effect.Within formula,cookies had similar instrumental color parameters.However,blonde cookies made from sorghum flour produced more smaller-sized pieces than those made from wheat flour.The results of this study demonstrate that sorghum flour cookies have desirable properties for use as inclusions in ice cream and other frozen desserts.

Microthermometry and Synchrotron Radiation X-ray Fluorescence Analysis of Fluid Inclusions in the Dongping Gold Deposit,Northern Margin of the North China Craton

To shed light on the genesis of the Dongping deposit and reveal the behaviour of CO_(2),Au and other ore elements(e.g.,Cu,Fe,Zn,As,Sb,Co etc.)in ore-forming fluids,petrographic,microthermometric and synchrotron radiation X-ray fluorescence(SRXRF)analyses of fluid inclusions were conducted.The ore-forming fluid is characterized as an H_(2)O-CO_(2)-NaCl system with medium-high temperatures and low salinity.Four mineralization stages are identified,namely,feldsparquartz(stage 1);pyrite-white quartz(stage 2);sulfide-smoky grey quartz(stage 3);and carbonate-quartz(stage 4).Three types of inclusions were distinguished,based on fluid composition,phase assemblages and mode of homogenization.Type A:H_(2)O-rich fluid inclusions show 2 phases(liquid H_(2)O(LH_(2)O)+vapour H_(2)O(VH_(2)O))at room temperature and homogenize to the liquid phase.Type B:H_(2)O-CO_(2)fluid inclusions contain 2–3 phases(liquid H_(2)O(LH_(2)O)+vapour CO_(2)(VCO_(2));liquid H_(2)O(LH_(2)O)+liquid CO_(2)(LCO_(2)));liquid H_(2)O(LH_(2)O)+liquid CO_(2)(LCO_(2))+vapour CO_(2)(VCO_(2)))at room temperature and homogenized to the liquid H_(2)O phase.Type C:H_(2)O-CO_(2)fluid inclusions show 2 phases(liquid H_(2)O(LH_(2)O)+liquid CO_(2)(LCO_(2))at room temperature and homogenize to a critical state.CO_(2)is clearly more enriched in the fluid inclusions of stages 2 and 3 than in stage 1.Stage 1 is dominated by type A(H_(2)O-rich)inclusions with homogenization temperatures(Th)of 220–359℃and salinities of 1.1–3.1 wt%NaCl equivalent.Type B(CO_(2)-rich)inclusions gradually increase in stages 2 and 3.The Th range of type B inclusions in stage 2 is 241–397℃with salinities of 2.2–6.9 wt%NaCl equivalent;the Th range of type A inclusions is 217–373℃with salinities of 1.2–8.1 wt%NaCl equivalent.The Th range of type B inclusions in stage 3 is 215–361℃with salinities of 2.9–6.1 wt%NaCl equivalent;the range of type A inclusions is 158–351℃with a salinity of 0.7–5.5 wt%NaCl equivalent.Stage 4 is characterized by type A with Th of 151–250℃and salinities of 0.9–8.3 wt%NaCl equivalent.The mapping results show that elements As,Te and Sb are more concentrated in vapour CO_(2)than in liquid H_(2)O at room temperature,which suggests that vapour components are more able to transport elements when phase separation occurs.The SRXRF quantitative results show that Au,Cl,S and some other metals are obviously more enriched in the fluid inclusions of stages 2 and 3 than those in stage 1.Additionally,the contents of S in stages 1–3 are much lower than those of Cl,which suggests that gold might migrate mainly in the form of a gold-chloride complex.Au is more enriched in type B fluid inclusions than in type A fluid inclusions,which suggests that the enrichment and migration of gold are closely related to CO_(2)and CO_(2)plays a critical role in the migration and enrichment of gold.The trace elements in the fluid have a similar change trend to those in the Yanshanian syenogranite distributed in the southeastern part of the mining area,which may provide some evidence for an intrusion-related genesis for the Dongping gold deposit.

A Broad Range Triboelectric Stiffness Sensor for Variable Inclusions Recognition

With the development of artificial intelligence,stiffness sensors are extensively utilized in various fields,and their integration with robots for automated palpation has gained significant attention.This study presents a broad range self-powered stiffness sensor based on the triboelectric nanogenerator(Stiff-TENG)for variable inclusions in soft objects detection.The Stiff-TENG employs a stacked structure comprising an indium tin oxide film,an elastic sponge,a fluorinated ethylene propylene film with a conductive ink electrode,and two acrylic pieces with a shielding layer.Through the decoupling method,the Stiff-TENG achieves stiffness detection of objects within 1.0 s.The output performance and characteristics of the TENG for different stiffness objects under 4 mm displacement are analyzed.The Stiff-TENG is successfully used to detect the heterogeneous stiffness structures,enabling effective recognition of variable inclusions in soft object,reaching a recognition accuracy of 99.7%.Furthermore,its adaptability makes it well-suited for the detection of pathological conditions within the human body,as pathological tissues often exhibit changes in the stiffness of internal organs.This research highlights the innovative applications of TENG and thereby showcases its immense potential in healthcare applications such as palpation which assesses pathological conditions based on organ stiffness.

Geochemistry,Fluid Inclusions and Sulfur Isotopes of the Goshgarchay Cu-Au Deposit(Western Azerbaijan)in Lesser Caucasus:Implications for the Origins of Ore-forming Fluids

The Goshgarchay Cu-Au deposit is located in the central part of the northwest flank of the Murovdagh region in the Lesser Caucasus.The Goshgarchay Cu-Au deposit is associated with Middle Jurassic volcanic and Late Jurassic-Early Cretaceous high-K calc-alkaline intrusive rocks.The Cu-Au mineralization is commonly related to quartz-sericite-chlorite alteration dominantly composed of chalcopyrite,gold,sphalerite,pyrite,bornite,hematite,covellite,chalcocite,malachite,and azurite.The Goshgarchay copper-gold deposit,which is 600 m wide and approximately 1.2 km long,is seen as a faultcontrolled and vein-,stockwork-and disseminated type deposit.The Goshgarchay Cu-Au deposit predominantly comprises Cu(max.64500 ppm)and Au(max.11.3 ppm),while it comprises relatively less amounts Zn(max.437 ppm),Mo(max.47.5 ppm),Pb(max.134 ppm),and Ag(max.21 ppm).The homogenization temperatures and salinities of fluid inclusions in quartz for stage Ⅰ range from 380℃ to 327℃,and 6.9 wt% to 2.6 wt% NaCl eq.,respectively.Thand salinities in quartz for stage Ⅱ range from 304℃ to 253℃,and 7.6 wt% to 3.2 wt% NaCl eq.,respectively.The calculated δ^(34)S_(h2s)values(-1.5‰ to 5.5‰)of sulfides and especially the narrow range of δ^(34)S_(h2s) values of chalcopyrite and bornite(between -0.07‰ and +0.7‰)indicate that the source of the Goshgarchay Cu-Au mineralization is magmatic.Based on the mineralogical,geochemical,fluid inclusion,and sulfur isotopic data,the Goshgarchay Cu-Au deposit represents a late stage peripheral magmatic-hydrothermal mineralization probably underlain by a concealed porphyry deposit.

Geochemical characteristics of temperature and pressure of Paleozoic reservoir fluid inclusions in Xuanjing region, Lower Yangtze area

In order to understand the geochemical characteristics of Paleozoic reservoir fluids in Xuanjing region,Lower Yangtze area,drilling core samples from Y and D wells were tested and analyzed to study the fluid inclusion types and composition.Pressure correction was undertaken to determine the temperature and pressure environment for inclusion formation,and the influence of fluid characteristics of the Upper Permian and Lower Triassic reservoirs on the preservation of shale gas was investigated.According to petrograph-ic observations,fluid inclusions are mainly brine and bitumen inclusions.Bitumen inclusions are mainly distributed in holes and fractures,and with smaller individuals.No visible fluorescence was observed,and the vitrinite reflectance is 3.39%–3.92%.This indicates that there had been oil and gas accumulation in the early stage of diagenesis in the study area,but due to the influence of magmatic hydrothermal solution,oil and gas underwent thermal metamorphism in the early stage,making liquid petroleum into solid bitumen.At present,oil and gas in the reservoir were largely formed in the late stage.During the continuous process in which shale was buried,light oil and gas were generated.Light oil and gas underwent magmatic and tectonic hydrothermal processes in some areas,resulting in high-temperature metamorphic cracking that formed dry gas.Moreover,nitrogen inclusions are found in fluid inclusions,forming metamorphic fluids caused by mag-matic hydrothermal activities.The study shows that Paleozoic reservoirs in Xuanjing area are characterized by self-generation and self-storage.Furthermore,the mechanism of shale gas accumulation is not only related to the buried hydrocarbon generation process of shale itself,but is also related to later magmatic activity and tectonic hydrothermal transformation.Therefore,preservation conditions are generally key factors of shale gas accumulation in this area.

Influence of vacuoles with gas–liquid inclusions on the thermobaric destruction conditions of natural quartz under dynamic heating in an RF-TICP torch system

In the present work,the turbulent mixing process of a polydisperse quartz particle flow with a plasma stream generated by a radio-frequency(RF)inductively coupled plasma torch was numerically studied.The thermobaric stress in the quartz particles under dynamic heating in a heterogeneous plasma flow was determined by a two-stage approximation approach.The effect of the presence of vacuoles in natural quartz on the particle thermobaric destruction conditions was studied.It was found that the equivalent thermal and baric stresses in quartz particles may significantly increase in the presence of vacuoles within a small gas volume fraction.The influence of the regime and energetic working conditions of an RF inductively coupled plasma torch system on the particle thermobaric destruction conditions was examined,and a recommendation was given to promote the degree of thermobaric destruction of quartz particles,which is of substantial importance for improving the overall enrichment efficiency of quartz concentrates.

Mineralization of the Liwu large-scale stratiform copper deposits in Sichuan Province, China: Constraints from fluid inclusions

The Liwu stratiform copper deposit is located in the northwestern Jianglang dome,western China.Current studies mainly focus on the genetic type and mineralization of this deposit.Detailed fluid inclusion characteristics of metallogenic period quartz veins were studied to reveal the ore-forming fluid features.Laser Raman analysis indicates that the ore-forming fluids is a H_(2)O-NaCl-CH_(4)(-CO_(2))system.Fluid inclusions microthermometry shows a homogenization temperature of 181-375°C and a salinity of 5.26%-16.99%for the disseminated-banded Cu-Zn mineralization;but a homogenization temperature of 142-343°C and a salinity of 5.41%-21.19%for the massive-veined Cu-Zn mineralization.These features suggest a medium-high temperature and a medium salinity for the ore-forming fluids.H-O isotopic data indicates that the ore-forming fluids were mainly from the metamorphic and magmatic water,plus minor formation water.And sulfur isotopic data indicates that sulfur was mainly derived from the formation and magmatic rocks.Metallogenesis of the disseminated-banded mineralization was mainly correlated with fluid mixing and water-rock reaction;whereas that of the massive-veined mineralization was mainly correlated with fluid boiling.The genetic type of the deposit is a medium-high temperature hydrothermal deposit related to magmatism and controlled by shear zones.This study is beneficial to understand the stratiform copper deposit.

热轧含钛低合金高强钢板断口分层机理研究

利用光学显微镜(OM)、电子背散射衍射仪(EBSD)、透射电镜(TEM)等设备研究了含钛低合金高强钢拉伸断口分层原因。结果显示:在显微组织和晶粒尺寸正常的情况下,MnS和大颗粒Ti(C,N)夹杂物聚集是导致断口分层的根本原因。拉伸断口呈现撕裂棱+浅韧窝的准解理形貌。塑性变形过程中,Ti(C,N)破碎导致显微裂纹萌生。裂纹沿着薄膜状MnS传导,最终在MnS和基体界面形成撕裂棱。大量平行分布的MnS夹杂物共同作用,使断口产生分层现象。通过降低S、N含量能够有效减少两类夹杂物数量,消除断口分层现象,改善塑性指标。

数字公共服务和金融服务的有机融合:数字普惠金融发展的一种路径

乡村公共服务数字化转型在当前实践中集中表现为数字公共服务平台对乡村社会生活的嵌入,这一嵌入过程促进了数字公共服务和金融服务的相互关联。数字公共服务平台整合多方数据且基于对乡村居民公共生活进行数字孪生的技术特性,具有削弱信息不对称、普及基础金融服务、降低金融交易成本、增加金融产品可及性与针对性的应用潜力。论文通过梳理乡村数字公共服务平台的典型特征,以此为脉络结合供需视角研究数字化公共服务对农村普惠金融的影响,并探讨农村普惠金融发展对乡村公共服务数字化转型的反哺效应。研究认为,在适当的政策设计下,数字公共服务与金融服务的有机融合,可以成为促进数字普惠金融发展的一种路径。

做好普惠金融大文章:历程、挑战与应对

过去十余年,我国普惠金融发展取得了长足进步,普惠金融服务的覆盖率、可得性和满意度都有显著提升。展望未来,要做好普惠金融这篇大文章,关键要将政策引导和市场机制协调起来,以制度环境为基、模式创新为核、数字技术为翼,健全让金融机构“敢做、愿做、能做、会做”的体制机制,真正做到普惠金融的成本可负担、商业可持续和风险可控制,从而使金融资源健康、均衡、精准地配置到民生项目和长尾普惠客群,让金融“活水”进一步激发市场主体的生机和活力,推动我国经济可持续、高质量发展。

数字普惠金融的共同富裕效应研究——基于拐点效应的检验

基于2013—2021年省级面板数据,考察数字普惠金融的共同富裕效应,实证检验数字普惠金融促进共同富裕的传导机制、识别促进拐点以及区域异质性。研究结果发现:数字普惠金融对衡量共同富裕的两个维度,居民收入水平维度以及收入差距维度均存在“U”型非线性关系,更换被解释变量以及解决内生性问题后结论依旧稳健;数字普惠金融对共同富裕的影响存在区域异质性,中国东部、中部地区并未处在促进共同富裕的最佳区域,而西部地区处在正向促进共同富裕的阶段。并根据不同地区所处的经济发展阶段实行差异化的数字普惠金融策略,构建多元化的数字普惠金融产品,夯实实现共同富裕的数字普惠金融通道。

数字普惠金融对农村相对贫困的影响机制及空间效应研究

基于中国2011—2021年和2011—2019年省级面板数据,分别运用固定效应模型、中介效应模型和空间杜宾模型分析数字普惠金融对农村相对贫困的影响机制及空间效应。结果表明:数字普惠金融可以显著缓解农村相对贫困;中介效应分析表明,数字普惠金融可以通过支付、信贷、保险和收入分配等渠道缓解农村相对贫困,且支付渠道的减贫效果更好;空间效应分析结果显示,数字普惠金融能有效缓解本地区的相对贫困,但空间溢出效应尚不显著。因此,要继续深化金融供给侧结构性改革、重视对农村相对贫困群体数字金融素养的提升和加强区域合作,充分发挥数字普惠金融的作用,助力农民共同富裕。

数字金融的绿色效应:数字普惠金融与企业绿色技术创新

在新发展理念下,基于绿色导向与创新导向系统实现企业的绿色技术创新成为企业绿色转型与创新驱动发展的重要突破口。本文选取中国沪深A股上市公司数据,考察了数字普惠金融对企业绿色技术创新的具体影响效应及其机制。研究结果表明:数字普惠金融及其覆盖广度、使用深度和数字化程度均显著促进企业绿色技术创新,数字普惠金融主要通过提高企业创新投入、降低企业风险水平以及增强企业治理水平的三重机制促进企业绿色技术创新,数字普惠金融对企业绿色技术创新的促进效应在融资约束程度高与市场化程度低地区的企业中更为明显。因此,政府要深化金融供给侧结构性改革,推动数字普惠金融发展;企业要高度重视数字普惠金融的赋能效应,完善数字普惠金融助力企业绿色技术创新的协同机制,通过实施绿色技术创新战略实现企业绿色低碳转型升级。

孤独症大学生高等融合教育实践与思考——以南京特殊教育师范学院为例

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