Climate change will lead to a variety of climate disasters, and climate disasters have a greater impact on China＇s food production. Weather index insurance is a new financial way to avoid risk of climate disasters ef...Climate change will lead to a variety of climate disasters, and climate disasters have a greater impact on China＇s food production. Weather index insurance is a new financial way to avoid risk of climate disasters effectively in China＇s food production. Firstly, the relationship between weather index insurance and food production in China was elaborated, and then the development status, advantages and disadvantages of weather index insurance in China at present were analyzed. Finally, some countermeasures against the problems of weather index insurance in China were put forward.展开更多
Agricultural product price index insurance is a kind of index insurance. It avoids defects of traditional agricultural insurance,such as moral hazards,adverse selection,and high management cost. On the basis of studyi...Agricultural product price index insurance is a kind of index insurance. It avoids defects of traditional agricultural insurance,such as moral hazards,adverse selection,and high management cost. On the basis of studying agricultural product price index insurance of all areas of China,this paper analyzed characteristics of agricultural product price index insurance from object selection,product object,premium design,and policy support,and discussed feasibility of extending agricultural product price index insurance in an all-round way.展开更多
Since the implementation of pilot program on futures price insurance of agricultural products in 2015,it has achieved good results.This paper summarizes the practice on futures price insurance of agricultural products...Since the implementation of pilot program on futures price insurance of agricultural products in 2015,it has achieved good results.This paper summarizes the practice on futures price insurance of agricultural products and brings forward the following recommendations: expanding the scale,speeding up the coming of new options and futures varieties into the market,strengthening supervision,controlling risk,and actively exploring income insurance.展开更多
On the strength of investigation,the status quo of rural micro insurance of Hebei Province is introduced.The results show that it is characterized by the following features:rapid development;continuously increased exp...On the strength of investigation,the status quo of rural micro insurance of Hebei Province is introduced.The results show that it is characterized by the following features:rapid development;continuously increased experimental types and experimental areas;increasingly improved ability of serving the economic and social development;the combination of micro insurance and small loan has achieved success.Based on the efforts of analyzing the questionnaires,the following problems of the development of rural small loan are detected.For instance,the inadequate promotion on micro insurance;peasants' weak awareness of insurance;unclear understanding of the functions of micro insurance;unitary marketing channel of micro insurance;complex reasons of peasants' unwillingness to buy micro insurance and the poor service quality of insurance company.In view of these problems,countermeasures and suggestions are put forward,which include strengthening the promotion on micro insurance,improving peasants' awareness of insurance;expanding the marketing channel and innovating operation mode;innovating the products of micro insurance and encouraging technological innovation;improving the quality of service and establishing the excellent image of insurance company;strengthening the support from government and assisting peasants to insure.展开更多
The feasibility of implementing distinctive agriculture insurance in Hebei Province is analyzed from the following aspects covering the support of policies and laws;agricultural products and brands with Hebei distinct...The feasibility of implementing distinctive agriculture insurance in Hebei Province is analyzed from the following aspects covering the support of policies and laws;agricultural products and brands with Hebei distinct;the rich experience of insurance companies;farmers' strong awareness on insurance and farmers' great demand on agricultural insurance.The plights faced by distinctive agricultural insurance are pointed out.It includes weak awareness of farmers on buying insurance;low enthusiasm of insurance company;poor support from the government and backward laws and regulations and so on.The countermeasures on developing distinctive agricultural insurance are put forward.The countermeasures on improving farmers' awareness on buying insurance;innovating the insurance products and services;increasing the support from the government;perfecting the legislation on agricultural insurance should be adopted to develop agricultural insurance.展开更多
基金Supported by the Humanities and Social Sciences Key Program of Hubei Provincial Department of Education(15D024)Social Science Fund Program of Yangtze University(2014csy006)Open Fund General Program of Hubei Collaborative Innovation Center for Grain Industry(MS2015004)
文摘Climate change will lead to a variety of climate disasters, and climate disasters have a greater impact on China＇s food production. Weather index insurance is a new financial way to avoid risk of climate disasters effectively in China＇s food production. Firstly, the relationship between weather index insurance and food production in China was elaborated, and then the development status, advantages and disadvantages of weather index insurance in China at present were analyzed. Finally, some countermeasures against the problems of weather index insurance in China were put forward.
基金Supported by the National Social Science Foundation of China(16BJY136) in 2016the Consultant Project of Chinese Academy of Engineering(07-XY-003) in 2015
文摘Agricultural product price index insurance is a kind of index insurance. It avoids defects of traditional agricultural insurance,such as moral hazards,adverse selection,and high management cost. On the basis of studying agricultural product price index insurance of all areas of China,this paper analyzed characteristics of agricultural product price index insurance from object selection,product object,premium design,and policy support,and discussed feasibility of extending agricultural product price index insurance in an all-round way.
文摘Since the implementation of pilot program on futures price insurance of agricultural products in 2015,it has achieved good results.This paper summarizes the practice on futures price insurance of agricultural products and brings forward the following recommendations: expanding the scale,speeding up the coming of new options and futures varieties into the market,strengthening supervision,controlling risk,and actively exploring income insurance.
基金Supported by Hebei Research Projects on Soft Science(10457204D-19)
文摘On the strength of investigation,the status quo of rural micro insurance of Hebei Province is introduced.The results show that it is characterized by the following features:rapid development;continuously increased experimental types and experimental areas;increasingly improved ability of serving the economic and social development;the combination of micro insurance and small loan has achieved success.Based on the efforts of analyzing the questionnaires,the following problems of the development of rural small loan are detected.For instance,the inadequate promotion on micro insurance;peasants' weak awareness of insurance;unclear understanding of the functions of micro insurance;unitary marketing channel of micro insurance;complex reasons of peasants' unwillingness to buy micro insurance and the poor service quality of insurance company.In view of these problems,countermeasures and suggestions are put forward,which include strengthening the promotion on micro insurance,improving peasants' awareness of insurance;expanding the marketing channel and innovating operation mode;innovating the products of micro insurance and encouraging technological innovation;improving the quality of service and establishing the excellent image of insurance company;strengthening the support from government and assisting peasants to insure.
基金Supported by Hebei Social Science Development and Research Subjects(201003127)
文摘The feasibility of implementing distinctive agriculture insurance in Hebei Province is analyzed from the following aspects covering the support of policies and laws;agricultural products and brands with Hebei distinct;the rich experience of insurance companies;farmers' strong awareness on insurance and farmers' great demand on agricultural insurance.The plights faced by distinctive agricultural insurance are pointed out.It includes weak awareness of farmers on buying insurance;low enthusiasm of insurance company;poor support from the government and backward laws and regulations and so on.The countermeasures on developing distinctive agricultural insurance are put forward.The countermeasures on improving farmers' awareness on buying insurance;innovating the insurance products and services;increasing the support from the government;perfecting the legislation on agricultural insurance should be adopted to develop agricultural insurance.
