In this paper, the authors present the results of an empirical study that attempts to analyse the risk of bank run in Geneva, Switzerland. Two similar surveys have been conducted upon two independent samples of Geneva...In this paper, the authors present the results of an empirical study that attempts to analyse the risk of bank run in Geneva, Switzerland. Two similar surveys have been conducted upon two independent samples of Geneva population （June 2008 and February 2009） to detect the existence of predictive signals leading to a bank run within the selected area. The authors discover that Geneva inhabitants are generally confident in Swiss banks; the risk of a bank run in the area is low. However, reliance to the national banking system is worsening： The number of people fearing about their savings and those thinking the default of a major Swiss bank as ＂possible＂ has significantly risen. Also, more and more people keep updated about the current financial crisis; overall trust in Swiss banks has slightly decreased.展开更多
以降低、控制网上银行技术风险的运行风险为目的,构建网上银行信息安全体系(In-ternet Banking Information System Security Architecture,IBISSA)框架模型,并对模型各个子系统的功能及其联系进行说明,然后详细描述安全监控子系统和安...以降低、控制网上银行技术风险的运行风险为目的,构建网上银行信息安全体系(In-ternet Banking Information System Security Architecture,IBISSA)框架模型,并对模型各个子系统的功能及其联系进行说明,然后详细描述安全监控子系统和安全运行与恢复子系统的详细流程。IBIS-SA模型是一个全面的、综合的、动态的网上银行信息安全系统,对完善我国网上银行风险管理具有一定的作用。展开更多
文摘In this paper, the authors present the results of an empirical study that attempts to analyse the risk of bank run in Geneva, Switzerland. Two similar surveys have been conducted upon two independent samples of Geneva population （June 2008 and February 2009） to detect the existence of predictive signals leading to a bank run within the selected area. The authors discover that Geneva inhabitants are generally confident in Swiss banks; the risk of a bank run in the area is low. However, reliance to the national banking system is worsening： The number of people fearing about their savings and those thinking the default of a major Swiss bank as ＂possible＂ has significantly risen. Also, more and more people keep updated about the current financial crisis; overall trust in Swiss banks has slightly decreased.
文摘以降低、控制网上银行技术风险的运行风险为目的,构建网上银行信息安全体系(In-ternet Banking Information System Security Architecture,IBISSA)框架模型,并对模型各个子系统的功能及其联系进行说明,然后详细描述安全监控子系统和安全运行与恢复子系统的详细流程。IBIS-SA模型是一个全面的、综合的、动态的网上银行信息安全系统,对完善我国网上银行风险管理具有一定的作用。
