In the absence of formal risk management strategies,agricultural production in China is highly vulnerable to climate change.In this study,field experiments were conducted with 344 households in Heilongjiang(Northeast ...In the absence of formal risk management strategies,agricultural production in China is highly vulnerable to climate change.In this study,field experiments were conducted with 344 households in Heilongjiang(Northeast China)and Jiangsu(East China)Provinces.Probit and logistic models and independent sample T-test were used to explore farmers’demand for weather index insurance,in contrast to informal risk management strategies,and the main factors that affect demand.The results show that the farmers prefer weather index insurance to informal risk management strategies,and farmers’characteristics have significant impacts on their adoption of risk management strategies.The variables non-agricultural labor ratio,farmers’risk perception,education,and agricultural insurance purchase experience significantly affect farmers’weather index insurance demand.The regression results show that the farmers’weather index insurance demand and the influencing factors in the two provinces are different.Farmers in Heilongjiang Province have a higher participation rate than those in Jiangsu Province.The government should conduct more weather index insurance pilot programs to help farmers understand the mechanism,and insurance companies should provide more types of weather index insurance to meet farmers’diversified needs.展开更多
基金This research was funded by the National Natural Science Foundation of China project“The Weather Index Insurance Demand and Its Influence on Farmers’Behavior Research”(Grant No.71573129)by the Nanjing Agricultural University Central Universities Fundamental Research Funds for Humanities and Social Sciences(Grant Nos.SKCX2015011 and SKJD2014001).
文摘In the absence of formal risk management strategies,agricultural production in China is highly vulnerable to climate change.In this study,field experiments were conducted with 344 households in Heilongjiang(Northeast China)and Jiangsu(East China)Provinces.Probit and logistic models and independent sample T-test were used to explore farmers’demand for weather index insurance,in contrast to informal risk management strategies,and the main factors that affect demand.The results show that the farmers prefer weather index insurance to informal risk management strategies,and farmers’characteristics have significant impacts on their adoption of risk management strategies.The variables non-agricultural labor ratio,farmers’risk perception,education,and agricultural insurance purchase experience significantly affect farmers’weather index insurance demand.The regression results show that the farmers’weather index insurance demand and the influencing factors in the two provinces are different.Farmers in Heilongjiang Province have a higher participation rate than those in Jiangsu Province.The government should conduct more weather index insurance pilot programs to help farmers understand the mechanism,and insurance companies should provide more types of weather index insurance to meet farmers’diversified needs.
