The implementation of China's rural revitalization strategy will surely release a huge financial demand in rural areas.How to use the petty credit loan in rural financial institutions to develop rural economy is a...The implementation of China's rural revitalization strategy will surely release a huge financial demand in rural areas.How to use the petty credit loan in rural financial institutions to develop rural economy is an effective way to implement the rural revitalization strategy.This paper first analyzes the significance of petty credit loan in rural financial institutions for rural revitalization strategy,then introduces the remarkable contribution of petty credit loan in China's rural financial institutions to actively solving the problems of farmers about difficult financing and expensive financing and elaborates on the main problems of petty credit loan business in rural financial institutions that still exist in the process of supporting rural revitalization,and finally gives several suggestions on solving the problems about the financing of farmers and the development of petty credit loan business in rural financial institutions.展开更多
There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural tre...There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural trend of funds,high dependence on government support,short life cycle,and constantly increasing operating risks. These problems are related to endogenous drawback in design,defect in operating procedure,lagging in relevant policies and measures,and vacancy in risk compensation mechanism.展开更多
By using the relevant data from 273 valid questionnaires of rural households in Jianhu County, Jiangsu Province, this study emphasizes on the factors of rural households' credit and loan demand by Probit model. Th...By using the relevant data from 273 valid questionnaires of rural households in Jianhu County, Jiangsu Province, this study emphasizes on the factors of rural households' credit and loan demand by Probit model. The results show that the factors that influencing the credit demand of rural households include the features of the rural households, the economic activities of rural households and so on. Among the factors, the operation expenditure of rural households, the education degree of the household head and the understanding degree of the rural credit policies have great impact on the rural households' credit and loan demand. In the end, the suggestions on the basis of the research are put forward: developing diversified economy; improving rural households' income; increasing the reserve of rural labor resources and enhancing farmers' quality; strengthening the promotion of rural credit cooperative and perfecting the service quality of rural credit cooperative.展开更多
I. INTRODUCTIONPurpose1.1 The purpose of these Guidelines is to informthose carrying out a project that is financed in wholeor in part by a loan from the International Bank forReconstruction and Development (IBRD) or ...I. INTRODUCTIONPurpose1.1 The purpose of these Guidelines is to informthose carrying out a project that is financed in wholeor in part by a loan from the International Bank forReconstruction and Development (IBRD) or a creditfrom the International Development Association(IDA), of the arrangements to be made for procur-ing the goods and works (including relatedservices) required for the project. The Loan Agree-ment governs the legal relationships between the Bor-rower and the Bank, and the Guidelines are made ap-plicable to procurement of goods and works for theproject, as provided in the agreement. The rightsand obligations of the Borrower and the providers ofgoods and works for the project are governed by thebidding documents, and by the contracts signed bythe Borrower with the providers of goods and works,and not by these Guidelines or the Loan Agreements.No party other than the parties to the Loan Agree-ment shall derive any rights therefrom or have anyclaim to loan proceeds.展开更多
文摘The implementation of China's rural revitalization strategy will surely release a huge financial demand in rural areas.How to use the petty credit loan in rural financial institutions to develop rural economy is an effective way to implement the rural revitalization strategy.This paper first analyzes the significance of petty credit loan in rural financial institutions for rural revitalization strategy,then introduces the remarkable contribution of petty credit loan in China's rural financial institutions to actively solving the problems of farmers about difficult financing and expensive financing and elaborates on the main problems of petty credit loan business in rural financial institutions that still exist in the process of supporting rural revitalization,and finally gives several suggestions on solving the problems about the financing of farmers and the development of petty credit loan business in rural financial institutions.
文摘There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural trend of funds,high dependence on government support,short life cycle,and constantly increasing operating risks. These problems are related to endogenous drawback in design,defect in operating procedure,lagging in relevant policies and measures,and vacancy in risk compensation mechanism.
基金Supported by National Natural Science Funds (70803021 )the Ph. D. Programs Foundation of Ministry of Education of China(20070307057)
文摘By using the relevant data from 273 valid questionnaires of rural households in Jianhu County, Jiangsu Province, this study emphasizes on the factors of rural households' credit and loan demand by Probit model. The results show that the factors that influencing the credit demand of rural households include the features of the rural households, the economic activities of rural households and so on. Among the factors, the operation expenditure of rural households, the education degree of the household head and the understanding degree of the rural credit policies have great impact on the rural households' credit and loan demand. In the end, the suggestions on the basis of the research are put forward: developing diversified economy; improving rural households' income; increasing the reserve of rural labor resources and enhancing farmers' quality; strengthening the promotion of rural credit cooperative and perfecting the service quality of rural credit cooperative.
文摘I. INTRODUCTIONPurpose1.1 The purpose of these Guidelines is to informthose carrying out a project that is financed in wholeor in part by a loan from the International Bank forReconstruction and Development (IBRD) or a creditfrom the International Development Association(IDA), of the arrangements to be made for procur-ing the goods and works (including relatedservices) required for the project. The Loan Agree-ment governs the legal relationships between the Bor-rower and the Bank, and the Guidelines are made ap-plicable to procurement of goods and works for theproject, as provided in the agreement. The rightsand obligations of the Borrower and the providers ofgoods and works for the project are governed by thebidding documents, and by the contracts signed bythe Borrower with the providers of goods and works,and not by these Guidelines or the Loan Agreements.No party other than the parties to the Loan Agree-ment shall derive any rights therefrom or have anyclaim to loan proceeds.
