In order to reduce the risk of non-performing loans, losses, and improve the loan approval efficiency, it is necessary to establish an intelligent loan risk and approval prediction system. A hybrid deep learning model...In order to reduce the risk of non-performing loans, losses, and improve the loan approval efficiency, it is necessary to establish an intelligent loan risk and approval prediction system. A hybrid deep learning model with 1DCNN-attention network and the enhanced preprocessing techniques is proposed for loan approval prediction. Our proposed model consists of the enhanced data preprocessing and stacking of multiple hybrid modules. Initially, the enhanced data preprocessing techniques using a combination of methods such as standardization, SMOTE oversampling, feature construction, recursive feature elimination (RFE), information value (IV) and principal component analysis (PCA), which not only eliminates the effects of data jitter and non-equilibrium, but also removes redundant features while improving the representation of features. Subsequently, a hybrid module that combines a 1DCNN with an attention mechanism is proposed to extract local and global spatio-temporal features. Finally, the comprehensive experiments conducted validate that the proposed model surpasses state-of-the-art baseline models across various performance metrics, including accuracy, precision, recall, F1 score, and AUC. Our proposed model helps to automate the loan approval process and provides scientific guidance to financial institutions for loan risk control.展开更多
The network arbitration cases arising from the network lending disputes are pouring into the courts in large numbers.It is reported that the network arbitration system of some arbitration institutions even“can accept...The network arbitration cases arising from the network lending disputes are pouring into the courts in large numbers.It is reported that the network arbitration system of some arbitration institutions even“can accept more than 10,000 cases every day,”while online lending is booming,it has also caused a lot of contradictions and disputes,and traditional dispute resolution methods have failed to effectively respond to the need for efficient and convenient resolution of online lending disputes.This paper tries to study the arbitral award of online loans and proposes the construction of implementation review rules.展开更多
Cancer has become the first leading cause of death in the world, particularly in low- and middle-income countries. Facing the increasing trend of cancer incidence and mortality, China issued and implemented ＂three-ea...Cancer has become the first leading cause of death in the world, particularly in low- and middle-income countries. Facing the increasing trend of cancer incidence and mortality, China issued and implemented ＂three-early（early prevention, early diagnosis and early treatment）＂ national cancer prevention plan. As the main body and dependence of social governance, non-governmental organizations（NGOs） take over the role of government in the field of cancer prevention and treatment. American Cancer Society（ACS） made a research on cancer NGOs and civil society in cancer control and found that cancer NGOs in developing countries mobilize civil society to work together and advocate governments in their countries to develop policies to address the growing cancer burden. Union for International Cancer Control（UICC）, Cancer Council Australia（CCA）, and Malaysian cancer NGOs are the representatives of cancer NGOs in promoting cancer control. Selecting Chinese Anti-Cancer Association（CACA） as an example in China, this article is to investigate how NGOs undertake systematic cancer prevention work in China. By conducting real case study, we found that, as a NGO, CACA plays a significant role in intensifying the leading role of government in cancer control, optimizing cancer outcomes, decreasing cancer incidence and mortality rates and improving public health.展开更多
Based on the development of the non-governmental enterprises of science and technology in the past twenty years, this paper applied an interpretive structure model (ISM) to make a research on the regular development p...Based on the development of the non-governmental enterprises of science and technology in the past twenty years, this paper applied an interpretive structure model (ISM) to make a research on the regular development pattern of these enterprises and to probe into the interior development mechanism theoretically. The studying results supply ideas underlying the scientific decision for the governments at all levels and show the direction of the development of the non-governmental enterprises of science and technology in the future.展开更多
This paper reviews the achievements of some typical non-governmental organizations （NGOs） in reducing black carbon emissions from shipping which enjoy the consultative status offered by the International Maritime Or...This paper reviews the achievements of some typical non-governmental organizations （NGOs） in reducing black carbon emissions from shipping which enjoy the consultative status offered by the International Maritime Organization. It discusses the roles of the specific NGOs in dealing with black carbon in the Arctic region from the perspective of global governance to gain insights to guide our involvements in the Arctic affairs and shipping in the region by taking the advantages of NGOs＇ influence on the proceedings of international negotiations, our national policy development, the improvement of industrial practices and public perceptions.展开更多
Chen Haosu, president of the Chinese People’s Association For Friendship With Foreign Countries (AFFWFC) was interviewed with a Xinhua News Agency reporter and said, the people-to-people diplomacy, as an integral par...Chen Haosu, president of the Chinese People’s Association For Friendship With Foreign Countries (AFFWFC) was interviewed with a Xinhua News Agency reporter and said, the people-to-people diplomacy, as an integral part of the state’s diplomacy, had satisfactorily developed in the year 2001 with greater success in friendly transactions.展开更多
Civil society is the'third sector'of society,along with government and business.It comprises civil society organizations and non-governmental organizations.The UN recognizes the importance of par tnering with ...Civil society is the'third sector'of society,along with government and business.It comprises civil society organizations and non-governmental organizations.The UN recognizes the importance of par tnering with civil society,because it advances the Organization’s ideals,and helps support its work.展开更多
It has always been one of its major tasks for CAFIU to conduct non-governmental exchanges and contacts with European countries since CAFIU was founded more than thirty years ago.As in recent years,the China-Europe com...It has always been one of its major tasks for CAFIU to conduct non-governmental exchanges and contacts with European countries since CAFIU was founded more than thirty years ago.As in recent years,the China-Europe comprehensive strategic partnership has continuously deepened with exchanges and cooperation in various areas further展开更多
The integration of global economic and society information makes the traditional education and means of education have been changing for thousands of years, which never appear before. The internationalization of highe...The integration of global economic and society information makes the traditional education and means of education have been changing for thousands of years, which never appear before. The internationalization of higher education has become the true fact. The non-governmental colleges has become the important part of higher education as a new power and abiding by the trend of internationalization of higher education just like the public colleges. Therefore they need to enhance the cultural exchange and cooperation with international universities and orientate their talent training mode in the international competition and even take the charge of flexible operation mechanism to pave the new way for their own characteristics and core competence.展开更多
Motivation is an important factor to English learning,it plays an important role.In this thesis,the instrument used in the study is a questionnaire,and this thesis was conducted on December 5th,2016 at Ningbo Dahongyi...Motivation is an important factor to English learning,it plays an important role.In this thesis,the instrument used in the study is a questionnaire,and this thesis was conducted on December 5th,2016 at Ningbo Dahongying University involving 182 students.Based on the questionnaire investigation,this thesis discusses the learning motivation of English major juniors and seniors in Ningbo Dahongying University from the motivation types,factors and strategies.展开更多
文摘In order to reduce the risk of non-performing loans, losses, and improve the loan approval efficiency, it is necessary to establish an intelligent loan risk and approval prediction system. A hybrid deep learning model with 1DCNN-attention network and the enhanced preprocessing techniques is proposed for loan approval prediction. Our proposed model consists of the enhanced data preprocessing and stacking of multiple hybrid modules. Initially, the enhanced data preprocessing techniques using a combination of methods such as standardization, SMOTE oversampling, feature construction, recursive feature elimination (RFE), information value (IV) and principal component analysis (PCA), which not only eliminates the effects of data jitter and non-equilibrium, but also removes redundant features while improving the representation of features. Subsequently, a hybrid module that combines a 1DCNN with an attention mechanism is proposed to extract local and global spatio-temporal features. Finally, the comprehensive experiments conducted validate that the proposed model surpasses state-of-the-art baseline models across various performance metrics, including accuracy, precision, recall, F1 score, and AUC. Our proposed model helps to automate the loan approval process and provides scientific guidance to financial institutions for loan risk control.
文摘The network arbitration cases arising from the network lending disputes are pouring into the courts in large numbers.It is reported that the network arbitration system of some arbitration institutions even“can accept more than 10,000 cases every day,”while online lending is booming,it has also caused a lot of contradictions and disputes,and traditional dispute resolution methods have failed to effectively respond to the need for efficient and convenient resolution of online lending disputes.This paper tries to study the arbitral award of online loans and proposes the construction of implementation review rules.
文摘Cancer has become the first leading cause of death in the world, particularly in low- and middle-income countries. Facing the increasing trend of cancer incidence and mortality, China issued and implemented ＂three-early（early prevention, early diagnosis and early treatment）＂ national cancer prevention plan. As the main body and dependence of social governance, non-governmental organizations（NGOs） take over the role of government in the field of cancer prevention and treatment. American Cancer Society（ACS） made a research on cancer NGOs and civil society in cancer control and found that cancer NGOs in developing countries mobilize civil society to work together and advocate governments in their countries to develop policies to address the growing cancer burden. Union for International Cancer Control（UICC）, Cancer Council Australia（CCA）, and Malaysian cancer NGOs are the representatives of cancer NGOs in promoting cancer control. Selecting Chinese Anti-Cancer Association（CACA） as an example in China, this article is to investigate how NGOs undertake systematic cancer prevention work in China. By conducting real case study, we found that, as a NGO, CACA plays a significant role in intensifying the leading role of government in cancer control, optimizing cancer outcomes, decreasing cancer incidence and mortality rates and improving public health.
文摘Based on the development of the non-governmental enterprises of science and technology in the past twenty years, this paper applied an interpretive structure model (ISM) to make a research on the regular development pattern of these enterprises and to probe into the interior development mechanism theoretically. The studying results supply ideas underlying the scientific decision for the governments at all levels and show the direction of the development of the non-governmental enterprises of science and technology in the future.
基金the Polar Research Institute of China for their funding
文摘This paper reviews the achievements of some typical non-governmental organizations （NGOs） in reducing black carbon emissions from shipping which enjoy the consultative status offered by the International Maritime Organization. It discusses the roles of the specific NGOs in dealing with black carbon in the Arctic region from the perspective of global governance to gain insights to guide our involvements in the Arctic affairs and shipping in the region by taking the advantages of NGOs＇ influence on the proceedings of international negotiations, our national policy development, the improvement of industrial practices and public perceptions.
文摘Chen Haosu, president of the Chinese People’s Association For Friendship With Foreign Countries (AFFWFC) was interviewed with a Xinhua News Agency reporter and said, the people-to-people diplomacy, as an integral part of the state’s diplomacy, had satisfactorily developed in the year 2001 with greater success in friendly transactions.
文摘Civil society is the'third sector'of society,along with government and business.It comprises civil society organizations and non-governmental organizations.The UN recognizes the importance of par tnering with civil society,because it advances the Organization’s ideals,and helps support its work.
文摘It has always been one of its major tasks for CAFIU to conduct non-governmental exchanges and contacts with European countries since CAFIU was founded more than thirty years ago.As in recent years,the China-Europe comprehensive strategic partnership has continuously deepened with exchanges and cooperation in various areas further
文摘The integration of global economic and society information makes the traditional education and means of education have been changing for thousands of years, which never appear before. The internationalization of higher education has become the true fact. The non-governmental colleges has become the important part of higher education as a new power and abiding by the trend of internationalization of higher education just like the public colleges. Therefore they need to enhance the cultural exchange and cooperation with international universities and orientate their talent training mode in the international competition and even take the charge of flexible operation mechanism to pave the new way for their own characteristics and core competence.
文摘Motivation is an important factor to English learning,it plays an important role.In this thesis,the instrument used in the study is a questionnaire,and this thesis was conducted on December 5th,2016 at Ningbo Dahongying University involving 182 students.Based on the questionnaire investigation,this thesis discusses the learning motivation of English major juniors and seniors in Ningbo Dahongying University from the motivation types,factors and strategies.
