On the Pricing Method of the Non-performing Loan Securitization

This paper analyzed in depth the difference between the pricing of non- performing loan （NPL） securitization and that of ordinary asset securitization. It has explained the pricing thought and method of non-performing loan backed securities in connection with the particularity and complexity of non-performing loan and finally proposed some key problems which need to be emphasized during the pricing practice of non-performing loan backed securitization.

金融资产管理公司不良资产处置方式创新研究

伴随着不良资产质量的下降 ,处置成本的提高及公司商业化转型的要求 ,金融资产管理公司必须积极探索和创新不良资产处置方式 ,以实现资产的快速处置。具体创新方式包括打包处置、不良资产超市、信托处置及不良资产证券化等。

商业银行不良资产证券化分析

近年来,我国商业银行中不良贷款率的持续增长使得如何处置不良资产成为一个重要问题。不良资产不仅会影响银行的资金周转,降低流动性,造成资产损失,也会使得社会资源无法得到合理配置,进而影响整个国民经济效益的提升。不良资产证券化是处置不良资产的重要方法。论文描述了我国不良资产证券化的发展过程,介绍了不良资产证券化对商业银行经营发展的好处,继而分析了目前我国商业银行不良资产证券化存在的问题与发展障碍,最后提出了相应问题的解决方法。