This paper proposes a secure offline electronic(e-)payment scheme by adopting Schnorr’s untraceable blind signature(BS).Thereby,to satisfy the essential security requirements of e-payment systems,it requires much mor...This paper proposes a secure offline electronic(e-)payment scheme by adopting Schnorr’s untraceable blind signature(BS).Thereby,to satisfy the essential security requirements of e-payment systems,it requires much more simple computations and becomes more practical than many existing schemes.Other considerations are:to prevent the forgery of e-coin,the Bank is only the lawful entity to produce the valid e-coin;and others can verify its correctness.To confirm no swindling,the e-coin owner also sticks her private signing key with the e-coin before spending it as the payment.Hence,through the commitment with challenge-response of Schnorr’s BS,the merchant can verify the spent e-coin,and the trusted authority can identify the dishonest spender if multiple spending occurs.Moreover,it embeds three distinct information of date,namely expiration,deposit,and transaction dates with every e-coin.Thereby,it minimizes the size of the Bank’s database,correctly calculates the interest of the e-coin,and helps in arbiter if multiple spending,respectively.Finally,it evaluates the performance and analyzes essential security requirements of the proposed scheme,plus studies a comparison with existing ones.展开更多
文摘This paper proposes a secure offline electronic(e-)payment scheme by adopting Schnorr’s untraceable blind signature(BS).Thereby,to satisfy the essential security requirements of e-payment systems,it requires much more simple computations and becomes more practical than many existing schemes.Other considerations are:to prevent the forgery of e-coin,the Bank is only the lawful entity to produce the valid e-coin;and others can verify its correctness.To confirm no swindling,the e-coin owner also sticks her private signing key with the e-coin before spending it as the payment.Hence,through the commitment with challenge-response of Schnorr’s BS,the merchant can verify the spent e-coin,and the trusted authority can identify the dishonest spender if multiple spending occurs.Moreover,it embeds three distinct information of date,namely expiration,deposit,and transaction dates with every e-coin.Thereby,it minimizes the size of the Bank’s database,correctly calculates the interest of the e-coin,and helps in arbiter if multiple spending,respectively.Finally,it evaluates the performance and analyzes essential security requirements of the proposed scheme,plus studies a comparison with existing ones.
