Credit Rationing in Medium-small Enterprises Credit Market under Asymmetric Information

Credit rationing has been an objective phenomenon in medium-small enterprises credit market of China. By analyzing the present situation of medium-small enterprises credit market of China, this study gives a new credit rationing model fitting medium-small enterprises credit market of China well. It has been showed in the empirical study that different factor has each different influence on medium-small enterprises credit market; further more, only the change of chastisement factor can make the medium-small enterprises credit market achieve whole success, but other factors can merely get integrant success even though under the most ideal condition.

从中国信息化实践看信息技术观的社会形成

中国信息化的技术实践中,不仅能够呈现出技术观的现代性特征,而且还能够反映出后现代特征。通过对中国信息技术观的技术理性和人文理性因素等分析,可以发现信息技术观的形成乃是一个复杂的、与社会相互作用过程的结果。围绕着信息技术发展和技术观的社会形成问题的讨论,具有多方面的社会意义。