As earnings power is one of the primary capacities for commercial banks, by analyzing several indexes on banks' operation performance, this article compared the earnings power between the state banks and the stock...As earnings power is one of the primary capacities for commercial banks, by analyzing several indexes on banks' operation performance, this article compared the earnings power between the state banks and the stock banks in China. Through the analysis, some problems of domestic banks may be found and pointed out that the commercial bank should stress on the target of profit maximum to avoid the financial risks. With enough earnings power, the domestic banks can take the challenge with those foreign banks entering domestic money market.展开更多
This section uses the results of a survey to find out how consumers evaluate banking services in the State of Libya.The survey contained a large number of variables,most of which are correlated.This paper tries to exa...This section uses the results of a survey to find out how consumers evaluate banking services in the State of Libya.The survey contained a large number of variables,most of which are correlated.This paper tries to examine the relationships among the interrelated variables and represent them in terms of a few underlying factors.This is done through the use of the technique of Factor Analysis.This study represents an inquiry into consumers’evaluation of the banking system in Libya.A survey was conducted to collect information on a number of issues relating to the consumer’s views on various aspects of the structure and performance of commercial banks operating in the State of Libya.The survey results were subjected to multivariate statistical analysis.The technique of factor analysis was used to analyze the relationships among the interrelated variables affecting consumers’choice of a particular commercial bank.The principal component method,with varimax rotation,is utilized to reduce the large number of explanatory variables to a few underlying factors.展开更多
China ＂s state-owned banks have undergone radical changes over the past two decades, including partial privatization and listing in both the Hong Kong Stock Exchange and the Shanghai Stock Exchange. This paper evalua...China ＂s state-owned banks have undergone radical changes over the past two decades, including partial privatization and listing in both the Hong Kong Stock Exchange and the Shanghai Stock Exchange. This paper evaluates the effects of these changes by analyzing the efficiency of Chinese banks over the period 1998-2012 using two frontier techniques and comparative analysis. The findings suggest that the performance and technical efficiency of the Big Four banks improved considerably after property rights reform, but this improvement is not sufficient to keep the banks at the production frontier. Tobit regressions confirm that static ownership effects are negative but that the property rights reform has had significant and positive effects on the technical efficiency of state-owned commercial banks. GDP growth and the financial crisis have had positive effects on the efficiency of Chinese banks, which is more significant for joint stock commercial banks than state-owned commercial banks. The results indicate the value of ownership reforms of state-owned asset management companies and insurance companies and the establishment of a countercyclical capital buffer.展开更多
This paper analyzes the logic of the reform of state-owned commercial banks during 1997-2006 from a political economy perspective, mainly by discussing three fields of the reform: shareholding system reform, marketiza...This paper analyzes the logic of the reform of state-owned commercial banks during 1997-2006 from a political economy perspective, mainly by discussing three fields of the reform: shareholding system reform, marketization, and financial restructuring. It also points out the existing problems in each field. The conclusion is that although the reform is heading in the right direction and has already made great progress, it has largely been conducted at the technical level and the Government has avoided dealing with the core issue of the reform. More importantly, the consequences of the Government's policy—pursuing short-term objectives, like improving the short-term financial status of banks—puts the entire system in danger by accumulating long-term risks. This paper also provides some policy proposals and points out potential directions for further studies.展开更多
A new method of using dynamic equalization technology to realize the maximum energy storage utilization was presented to overcome the influence of the disaccord among units of series super capacitor （SC） bank and en...A new method of using dynamic equalization technology to realize the maximum energy storage utilization was presented to overcome the influence of the disaccord among units of series super capacitor （SC） bank and ensure that the units could work safely. By considering in combination with the high specific power, low working voltage, wide voltage working range and noulinear external characteristics, we present constant duty ratio pulse frequency modulation mode and fuzzy control method based on state prediction in the active equalization circuit and accomplish the software and hardware design for the equalization system. The simulation analysis and experiment results of constant current muhi-cycle and variable current multi-cycle charge-discharge process verify the validity of the design.展开更多
China is seeking closer environmental cooperation with Arab States driven by the strategy of 'One Belt and One Road'.'Co-building and greenization of ’One Belt and One Road’ will provide new opportunitie...China is seeking closer environmental cooperation with Arab States driven by the strategy of 'One Belt and One Road'.'Co-building and greenization of ’One Belt and One Road’ will provide new opportunities and contents for China-Arab states cooperation。展开更多
The Chinese government set up the State Development Bank against the background of the Chinese economic system being transformed from planned to market. In May 1995, the State Development Investment Corporation was es...The Chinese government set up the State Development Bank against the background of the Chinese economic system being transformed from planned to market. In May 1995, the State Development Investment Corporation was established. Does this mean that China’s investment system reform is advancing at a much展开更多
While your family is sitting down to a delicious dinner of soups,noodles and salads at night,1 people are going without enough food.Read on for some facts about how food banks can make the world different.Second Harve...While your family is sitting down to a delicious dinner of soups,noodles and salads at night,1 people are going without enough food.Read on for some facts about how food banks can make the world different.Second Harvest is one of the 2food banks in America.Every year in展开更多
美国State street bank案之后商业方法专利频繁出世。商业方法专利并不是新兴产物,它的出现不但与美国的重视知识产权政策和战略有关,还与飞速发展的计算机技术和网络技术、电子商务体系息息相关。尽管美国、日本和中国在商业方法专利...美国State street bank案之后商业方法专利频繁出世。商业方法专利并不是新兴产物,它的出现不但与美国的重视知识产权政策和战略有关,还与飞速发展的计算机技术和网络技术、电子商务体系息息相关。尽管美国、日本和中国在商业方法专利的分类上稍有不同,但是,商业方法专利的特征却有其共通性。商业方法专利给世人带来的是专利意识的革命。展开更多
文摘As earnings power is one of the primary capacities for commercial banks, by analyzing several indexes on banks' operation performance, this article compared the earnings power between the state banks and the stock banks in China. Through the analysis, some problems of domestic banks may be found and pointed out that the commercial bank should stress on the target of profit maximum to avoid the financial risks. With enough earnings power, the domestic banks can take the challenge with those foreign banks entering domestic money market.
文摘This section uses the results of a survey to find out how consumers evaluate banking services in the State of Libya.The survey contained a large number of variables,most of which are correlated.This paper tries to examine the relationships among the interrelated variables and represent them in terms of a few underlying factors.This is done through the use of the technique of Factor Analysis.This study represents an inquiry into consumers’evaluation of the banking system in Libya.A survey was conducted to collect information on a number of issues relating to the consumer’s views on various aspects of the structure and performance of commercial banks operating in the State of Libya.The survey results were subjected to multivariate statistical analysis.The technique of factor analysis was used to analyze the relationships among the interrelated variables affecting consumers’choice of a particular commercial bank.The principal component method,with varimax rotation,is utilized to reduce the large number of explanatory variables to a few underlying factors.
基金the Fulbright program and "985" project for financial support
文摘China ＂s state-owned banks have undergone radical changes over the past two decades, including partial privatization and listing in both the Hong Kong Stock Exchange and the Shanghai Stock Exchange. This paper evaluates the effects of these changes by analyzing the efficiency of Chinese banks over the period 1998-2012 using two frontier techniques and comparative analysis. The findings suggest that the performance and technical efficiency of the Big Four banks improved considerably after property rights reform, but this improvement is not sufficient to keep the banks at the production frontier. Tobit regressions confirm that static ownership effects are negative but that the property rights reform has had significant and positive effects on the technical efficiency of state-owned commercial banks. GDP growth and the financial crisis have had positive effects on the efficiency of Chinese banks, which is more significant for joint stock commercial banks than state-owned commercial banks. The results indicate the value of ownership reforms of state-owned asset management companies and insurance companies and the establishment of a countercyclical capital buffer.
文摘This paper analyzes the logic of the reform of state-owned commercial banks during 1997-2006 from a political economy perspective, mainly by discussing three fields of the reform: shareholding system reform, marketization, and financial restructuring. It also points out the existing problems in each field. The conclusion is that although the reform is heading in the right direction and has already made great progress, it has largely been conducted at the technical level and the Government has avoided dealing with the core issue of the reform. More importantly, the consequences of the Government's policy—pursuing short-term objectives, like improving the short-term financial status of banks—puts the entire system in danger by accumulating long-term risks. This paper also provides some policy proposals and points out potential directions for further studies.
基金the National High Technology Research and Development Programme of China(No.2002AA001028)the Tenth Five-year Industry Item of the Tackling Key Problem of Heilongjiang Province(No.CA02A201)
文摘A new method of using dynamic equalization technology to realize the maximum energy storage utilization was presented to overcome the influence of the disaccord among units of series super capacitor （SC） bank and ensure that the units could work safely. By considering in combination with the high specific power, low working voltage, wide voltage working range and noulinear external characteristics, we present constant duty ratio pulse frequency modulation mode and fuzzy control method based on state prediction in the active equalization circuit and accomplish the software and hardware design for the equalization system. The simulation analysis and experiment results of constant current muhi-cycle and variable current multi-cycle charge-discharge process verify the validity of the design.
文摘China is seeking closer environmental cooperation with Arab States driven by the strategy of 'One Belt and One Road'.'Co-building and greenization of ’One Belt and One Road’ will provide new opportunities and contents for China-Arab states cooperation。
文摘The Chinese government set up the State Development Bank against the background of the Chinese economic system being transformed from planned to market. In May 1995, the State Development Investment Corporation was established. Does this mean that China’s investment system reform is advancing at a much
文摘While your family is sitting down to a delicious dinner of soups,noodles and salads at night,1 people are going without enough food.Read on for some facts about how food banks can make the world different.Second Harvest is one of the 2food banks in America.Every year in
文摘美国State street bank案之后商业方法专利频繁出世。商业方法专利并不是新兴产物,它的出现不但与美国的重视知识产权政策和战略有关,还与飞速发展的计算机技术和网络技术、电子商务体系息息相关。尽管美国、日本和中国在商业方法专利的分类上稍有不同,但是,商业方法专利的特征却有其共通性。商业方法专利给世人带来的是专利意识的革命。
