As earnings power is one of the primary capacities for commercial banks, by analyzing several indexes on banks' operation performance, this article compared the earnings power between the state banks and the stock...As earnings power is one of the primary capacities for commercial banks, by analyzing several indexes on banks' operation performance, this article compared the earnings power between the state banks and the stock banks in China. Through the analysis, some problems of domestic banks may be found and pointed out that the commercial bank should stress on the target of profit maximum to avoid the financial risks. With enough earnings power, the domestic banks can take the challenge with those foreign banks entering domestic money market.展开更多
This section uses the results of a survey to find out how consumers evaluate banking services in the State of Libya.The survey contained a large number of variables,most of which are correlated.This paper tries to exa...This section uses the results of a survey to find out how consumers evaluate banking services in the State of Libya.The survey contained a large number of variables,most of which are correlated.This paper tries to examine the relationships among the interrelated variables and represent them in terms of a few underlying factors.This is done through the use of the technique of Factor Analysis.This study represents an inquiry into consumers’evaluation of the banking system in Libya.A survey was conducted to collect information on a number of issues relating to the consumer’s views on various aspects of the structure and performance of commercial banks operating in the State of Libya.The survey results were subjected to multivariate statistical analysis.The technique of factor analysis was used to analyze the relationships among the interrelated variables affecting consumers’choice of a particular commercial bank.The principal component method,with varimax rotation,is utilized to reduce the large number of explanatory variables to a few underlying factors.展开更多
This paper analyzes the logic of the reform of state-owned commercial banks during 1997-2006 from a political economy perspective, mainly by discussing three fields of the reform: shareholding system reform, marketiza...This paper analyzes the logic of the reform of state-owned commercial banks during 1997-2006 from a political economy perspective, mainly by discussing three fields of the reform: shareholding system reform, marketization, and financial restructuring. It also points out the existing problems in each field. The conclusion is that although the reform is heading in the right direction and has already made great progress, it has largely been conducted at the technical level and the Government has avoided dealing with the core issue of the reform. More importantly, the consequences of the Government's policy—pursuing short-term objectives, like improving the short-term financial status of banks—puts the entire system in danger by accumulating long-term risks. This paper also provides some policy proposals and points out potential directions for further studies.展开更多
文摘As earnings power is one of the primary capacities for commercial banks, by analyzing several indexes on banks' operation performance, this article compared the earnings power between the state banks and the stock banks in China. Through the analysis, some problems of domestic banks may be found and pointed out that the commercial bank should stress on the target of profit maximum to avoid the financial risks. With enough earnings power, the domestic banks can take the challenge with those foreign banks entering domestic money market.
文摘This section uses the results of a survey to find out how consumers evaluate banking services in the State of Libya.The survey contained a large number of variables,most of which are correlated.This paper tries to examine the relationships among the interrelated variables and represent them in terms of a few underlying factors.This is done through the use of the technique of Factor Analysis.This study represents an inquiry into consumers’evaluation of the banking system in Libya.A survey was conducted to collect information on a number of issues relating to the consumer’s views on various aspects of the structure and performance of commercial banks operating in the State of Libya.The survey results were subjected to multivariate statistical analysis.The technique of factor analysis was used to analyze the relationships among the interrelated variables affecting consumers’choice of a particular commercial bank.The principal component method,with varimax rotation,is utilized to reduce the large number of explanatory variables to a few underlying factors.
文摘This paper analyzes the logic of the reform of state-owned commercial banks during 1997-2006 from a political economy perspective, mainly by discussing three fields of the reform: shareholding system reform, marketization, and financial restructuring. It also points out the existing problems in each field. The conclusion is that although the reform is heading in the right direction and has already made great progress, it has largely been conducted at the technical level and the Government has avoided dealing with the core issue of the reform. More importantly, the consequences of the Government's policy—pursuing short-term objectives, like improving the short-term financial status of banks—puts the entire system in danger by accumulating long-term risks. This paper also provides some policy proposals and points out potential directions for further studies.
