Internationally earthquake insurance,like all other insurance (fire,auto),adopted actuarial approach in the past, which is,based on historical loss experience to determine insurance rate.Due to the fact that earthquak...Internationally earthquake insurance,like all other insurance (fire,auto),adopted actuarial approach in the past, which is,based on historical loss experience to determine insurance rate.Due to the fact that earthquake is a rare event with severe consequence,irrational determination of premium rate and lack of understanding scale of potential loss led to many insurance companies insolvent after Northridge earthquake in 1994. Along with recent advances in earth science,computer science and engineering,computerized loss estimation methodologies based on first principles have been developed to the point that losses from destructive earthquakes can be quantified with reasonable accuracy using scientific modeling techniques. This paper intends to introduce how engineering models can assist to quantify earthquake risk and how insurance industry can use this information to manage their risk in the United States and abroad.展开更多
U.S. deposit insurance system has important and deep influence on the building and operating of the deposit insurance system for many countries in the world. Based on the analysis of the development stage and status q...U.S. deposit insurance system has important and deep influence on the building and operating of the deposit insurance system for many countries in the world. Based on the analysis of the development stage and status quo of the U.S. deposit insurance system, this paper suggests that China should learn from the experience of U.S. deposit insurance system, to build and perfect the laws of deposit insurance system, and the mandatory, the scope, the insurance premium, and the top insurance amount of the deposit insurance system should be stated, and the deposit insurance agencies should maintain their independence and restrain the moral hazard. Only in that way can the deposit insurance system of China be built and perfected.展开更多
Based on analyzing risk factors of diversion project,synthetic risk rate and engineering insurance period,the frequency and distribution law of loss are researched on the grounds that foundation pit is submerged after...Based on analyzing risk factors of diversion project,synthetic risk rate and engineering insurance period,the frequency and distribution law of loss are researched on the grounds that foundation pit is submerged after diversion project ceases to be effective.And then,the standpoint that these total loss is subject to non-homogeneous compound Poisson processes is put forward.Furthermore,the collective risk model of the total loss about engineering insurance is established on the basis of construction diversion project risk.Ultimately,insurance ratemaking method for construction engineering risk and its mathematical expression are presented,which provides theoretical method for the insurance ratemaking of hydropower engineering to some extent.展开更多
In the context of engineering education accreditation,the teaching management mechanism should be student-centered and continuously improved.Therefore,the work of teaching secretaries and teaching supervisors also nee...In the context of engineering education accreditation,the teaching management mechanism should be student-centered and continuously improved.Therefore,the work of teaching secretaries and teaching supervisors also needs to be adjusted accordingly,in order to improve work efficiency and quality.This paper discusses the main contents and significance of engineering education accreditation,analyzes the relationship between teaching supervision,teaching secretary,and engineering education accreditation,applies the concept of engineering education accreditation to the work management of teaching secretary and teaching supervision,and proposes countermeasures to improve the work effect of teaching supervision and teaching secretary under the concept of engineering education accreditation.展开更多
Satellite image classification is crucial in various applications such as urban planning,environmental monitoring,and land use analysis.In this study,the authors present a comparative analysis of different supervised ...Satellite image classification is crucial in various applications such as urban planning,environmental monitoring,and land use analysis.In this study,the authors present a comparative analysis of different supervised and unsupervised learning methods for satellite image classification,focusing on a case study in Casablanca using Landsat 8 imagery.This research aims to identify the most effective machine-learning approach for accurately classifying land cover in an urban environment.The methodology used consists of the pre-processing of Landsat imagery data from Casablanca city,the authors extract relevant features and partition them into training and test sets,and then use random forest(RF),SVM(support vector machine),classification,and regression tree(CART),gradient tree boost(GTB),decision tree(DT),and minimum distance(MD)algorithms.Through a series of experiments,the authors evaluate the performance of each machine learning method in terms of accuracy,and Kappa coefficient.This work shows that random forest is the best-performing algorithm,with an accuracy of 95.42%and 0.94 Kappa coefficient.The authors discuss the factors of their performance,including data characteristics,accurate selection,and model influencing.展开更多
文摘Internationally earthquake insurance,like all other insurance (fire,auto),adopted actuarial approach in the past, which is,based on historical loss experience to determine insurance rate.Due to the fact that earthquake is a rare event with severe consequence,irrational determination of premium rate and lack of understanding scale of potential loss led to many insurance companies insolvent after Northridge earthquake in 1994. Along with recent advances in earth science,computer science and engineering,computerized loss estimation methodologies based on first principles have been developed to the point that losses from destructive earthquakes can be quantified with reasonable accuracy using scientific modeling techniques. This paper intends to introduce how engineering models can assist to quantify earthquake risk and how insurance industry can use this information to manage their risk in the United States and abroad.
文摘U.S. deposit insurance system has important and deep influence on the building and operating of the deposit insurance system for many countries in the world. Based on the analysis of the development stage and status quo of the U.S. deposit insurance system, this paper suggests that China should learn from the experience of U.S. deposit insurance system, to build and perfect the laws of deposit insurance system, and the mandatory, the scope, the insurance premium, and the top insurance amount of the deposit insurance system should be stated, and the deposit insurance agencies should maintain their independence and restrain the moral hazard. Only in that way can the deposit insurance system of China be built and perfected.
基金Project of the National Eleventh Five-year Research Program of China (No.2008BAB29B02)National Natural Science Foundation of China(No.51079115)
文摘Based on analyzing risk factors of diversion project,synthetic risk rate and engineering insurance period,the frequency and distribution law of loss are researched on the grounds that foundation pit is submerged after diversion project ceases to be effective.And then,the standpoint that these total loss is subject to non-homogeneous compound Poisson processes is put forward.Furthermore,the collective risk model of the total loss about engineering insurance is established on the basis of construction diversion project risk.Ultimately,insurance ratemaking method for construction engineering risk and its mathematical expression are presented,which provides theoretical method for the insurance ratemaking of hydropower engineering to some extent.
基金The funding of this paper comes from major project support for teaching reform research of Taishan University(JG202116)special project of education science planning in Tai’an+classroom teaching based on teaching reflection(TJK2202106ZX039)。
文摘In the context of engineering education accreditation,the teaching management mechanism should be student-centered and continuously improved.Therefore,the work of teaching secretaries and teaching supervisors also needs to be adjusted accordingly,in order to improve work efficiency and quality.This paper discusses the main contents and significance of engineering education accreditation,analyzes the relationship between teaching supervision,teaching secretary,and engineering education accreditation,applies the concept of engineering education accreditation to the work management of teaching secretary and teaching supervision,and proposes countermeasures to improve the work effect of teaching supervision and teaching secretary under the concept of engineering education accreditation.
文摘Satellite image classification is crucial in various applications such as urban planning,environmental monitoring,and land use analysis.In this study,the authors present a comparative analysis of different supervised and unsupervised learning methods for satellite image classification,focusing on a case study in Casablanca using Landsat 8 imagery.This research aims to identify the most effective machine-learning approach for accurately classifying land cover in an urban environment.The methodology used consists of the pre-processing of Landsat imagery data from Casablanca city,the authors extract relevant features and partition them into training and test sets,and then use random forest(RF),SVM(support vector machine),classification,and regression tree(CART),gradient tree boost(GTB),decision tree(DT),and minimum distance(MD)algorithms.Through a series of experiments,the authors evaluate the performance of each machine learning method in terms of accuracy,and Kappa coefficient.This work shows that random forest is the best-performing algorithm,with an accuracy of 95.42%and 0.94 Kappa coefficient.The authors discuss the factors of their performance,including data characteristics,accurate selection,and model influencing.
