The introduction of third-party evaluation system and the implementation of third-party evaluation system in poverty alleviation is a major innovation in the targeted poverty alleviation work in China.In order to impr...The introduction of third-party evaluation system and the implementation of third-party evaluation system in poverty alleviation is a major innovation in the targeted poverty alleviation work in China.In order to improve the third-party evaluation mechanism,further improve the efficiency of third-party evaluation,and enhance the effectiveness of targeted poverty alleviation,this paper analyzes and summarizes the main problems existing in the current third-party evaluation practice.In view of the related problems,this paper puts forward the corresponding policy recommendations,which are believed to play a positive role in further promoting the development and improvement of the third-party evaluation of getting rid of poverty.展开更多
This paper introduces the third party performance evaluation in the construction of demonstration area for modem public sports services in Changzhou through research methods such as literature, expert interview and ca...This paper introduces the third party performance evaluation in the construction of demonstration area for modem public sports services in Changzhou through research methods such as literature, expert interview and case study, so as to promote the quality of demonstration area constructed for modem public sports services, truly show the social application value of the construction of demonstration area for modem public sports services, and achieve national fitness and the development of public sports.展开更多
The development and function of the third-party testing platform and the evaluation of detergent products by domestic professional third-party evaluation organizations were summarized. The evaluation methods and index...The development and function of the third-party testing platform and the evaluation of detergent products by domestic professional third-party evaluation organizations were summarized. The evaluation methods and indexes of hand washing dish detergent and fabric detergent by different third-party evaluation organizations were also concluded. The influence of third-party evaluation on the development of detergent products in China is presented.展开更多
Since rural microfinance is a credit which grants loans without collateral and guarantees to farmers,it is considerably important to evaluate and control the household credit risk.Through establishing the evaluation i...Since rural microfinance is a credit which grants loans without collateral and guarantees to farmers,it is considerably important to evaluate and control the household credit risk.Through establishing the evaluation index system and then using catastrophe progression theory,three common types of catastrophe system and the normalization formula,we get the comprehensive evaluation.Finally,we take the empirical test and the result shows that this method is simpler and more objective which can be used by the credit cooperatives to decide whether to authorize the loans.展开更多
Traditional clustering method is easy to slow convergence speed because of high data dimension and setting random initial clustering center. To improve these problems, a novel method combining subtractive clustering w...Traditional clustering method is easy to slow convergence speed because of high data dimension and setting random initial clustering center. To improve these problems, a novel method combining subtractive clustering with fuzzy C-means( FCM)clustering will be advanced. In the method, the initial cluster number and cluster center can be obtained using subtractive clustering. On this basis,clustering result will be further optimized with FCM. In addition,the data dimension will be reduced through the analytic hierarchy process( AHP) before clustering calculating.In order to verify the effectiveness of fusion algorithm,an example about enterprise credit evaluation will be carried out. The results show that the fusion clustering algorithm is suitable for classifying high-dimension data,and the algorithm also does well in running up processing speed and improving visibility of result. So the method is suitable to promote the use.展开更多
In order to improve the performance of support vector machine (SVM) applications in the field of credit risk evaluation, an adaptive Lq SVM model with Gauss kernel (ALqG-SVM) is proposed to evaluate credit risks. The ...In order to improve the performance of support vector machine (SVM) applications in the field of credit risk evaluation, an adaptive Lq SVM model with Gauss kernel (ALqG-SVM) is proposed to evaluate credit risks. The non-adaptive penalty of the object function is extended to (0, 2] to increase classification accuracy. To further improve the generalization performance of the proposed model, the Gauss kernel is introduced, thus the non-linear classification problem can be linearly separated in higher dimensional feature space. Two UCI credit datasets and a real life credit dataset from a US major commercial bank are used to check the efficiency of this model. Compared with other popular methods, satisfactory results are obtained through a novel method in the area of credit risk evaluation. So the new model is an excellent choice.展开更多
To solve the arrearage problem that puzzled most of the mobile corporations, we propose an approach to forecast and evaluate the credits for mobile clients, devising a method that is of the coalescence of genetic algo...To solve the arrearage problem that puzzled most of the mobile corporations, we propose an approach to forecast and evaluate the credits for mobile clients, devising a method that is of the coalescence of genetic algorithm and multidimensional distinguishing model. In the end of this paper, a result of a testing application in Zhuhai Branch, GMCC was provided. The precision of the forecasting and evaluation of the client’s credit is near 90%. This study is very significant to the mobile communication corporation at all levels. The popularization of the techniques and the result would produce great benefits of both society and economy.展开更多
This paper presents a new negative judgment matrix that combines the advantages of the reciprocal judgment matrix and the fuzzy complementary judgment matrix, and then puts forth the properties of this new matrix. In ...This paper presents a new negative judgment matrix that combines the advantages of the reciprocal judgment matrix and the fuzzy complementary judgment matrix, and then puts forth the properties of this new matrix. In view of these properties, this paper derives a clear sequencing formula for the new negative judgment matrix, which improves the sequencing principle of AHP. Finally, this new method is applied to personal credit evaluation to show its advantages of conciseness and swiftness.展开更多
Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not ...Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not been fully taken account yet.This paper aims at contributing to making a step for solving this issue.In this paper,a credit fraud evaluation model is developed using a university' s students ' grade and campus consumption data.A logistic regression model is trained with the students' grade and daily consumption data.The features of the model with stepwise regression methods are selected.And this model achieves that the paper predicts the students' fault rate accurately.展开更多
基金Supported by the Construction Project of Party Branch Secretary’s Studio of "Double Leader" Teachers in Colleges and Universities of the Ministry of Education of ChinaThe Project of Party Construction Research of Yunnan University of Finance and Economics
文摘The introduction of third-party evaluation system and the implementation of third-party evaluation system in poverty alleviation is a major innovation in the targeted poverty alleviation work in China.In order to improve the third-party evaluation mechanism,further improve the efficiency of third-party evaluation,and enhance the effectiveness of targeted poverty alleviation,this paper analyzes and summarizes the main problems existing in the current third-party evaluation practice.In view of the related problems,this paper puts forward the corresponding policy recommendations,which are believed to play a positive role in further promoting the development and improvement of the third-party evaluation of getting rid of poverty.
文摘This paper introduces the third party performance evaluation in the construction of demonstration area for modem public sports services in Changzhou through research methods such as literature, expert interview and case study, so as to promote the quality of demonstration area constructed for modem public sports services, truly show the social application value of the construction of demonstration area for modem public sports services, and achieve national fitness and the development of public sports.
文摘The development and function of the third-party testing platform and the evaluation of detergent products by domestic professional third-party evaluation organizations were summarized. The evaluation methods and indexes of hand washing dish detergent and fabric detergent by different third-party evaluation organizations were also concluded. The influence of third-party evaluation on the development of detergent products in China is presented.
基金Supported by Natural Sciences Foundation of China(70973097)
文摘Since rural microfinance is a credit which grants loans without collateral and guarantees to farmers,it is considerably important to evaluate and control the household credit risk.Through establishing the evaluation index system and then using catastrophe progression theory,three common types of catastrophe system and the normalization formula,we get the comprehensive evaluation.Finally,we take the empirical test and the result shows that this method is simpler and more objective which can be used by the credit cooperatives to decide whether to authorize the loans.
基金Innovation Program of Shanghai Municipal Education Commission,China(No.12YZ191)
文摘Traditional clustering method is easy to slow convergence speed because of high data dimension and setting random initial clustering center. To improve these problems, a novel method combining subtractive clustering with fuzzy C-means( FCM)clustering will be advanced. In the method, the initial cluster number and cluster center can be obtained using subtractive clustering. On this basis,clustering result will be further optimized with FCM. In addition,the data dimension will be reduced through the analytic hierarchy process( AHP) before clustering calculating.In order to verify the effectiveness of fusion algorithm,an example about enterprise credit evaluation will be carried out. The results show that the fusion clustering algorithm is suitable for classifying high-dimension data,and the algorithm also does well in running up processing speed and improving visibility of result. So the method is suitable to promote the use.
基金The National Natural Science Foundation of China (No.70531040)the National Basic Research Program of China (973 Program) (No.2004CB720103)
文摘In order to improve the performance of support vector machine (SVM) applications in the field of credit risk evaluation, an adaptive Lq SVM model with Gauss kernel (ALqG-SVM) is proposed to evaluate credit risks. The non-adaptive penalty of the object function is extended to (0, 2] to increase classification accuracy. To further improve the generalization performance of the proposed model, the Gauss kernel is introduced, thus the non-linear classification problem can be linearly separated in higher dimensional feature space. Two UCI credit datasets and a real life credit dataset from a US major commercial bank are used to check the efficiency of this model. Compared with other popular methods, satisfactory results are obtained through a novel method in the area of credit risk evaluation. So the new model is an excellent choice.
基金Guangdong Mobile Communication Company Limited Key Item(2001 and 2002)
文摘To solve the arrearage problem that puzzled most of the mobile corporations, we propose an approach to forecast and evaluate the credits for mobile clients, devising a method that is of the coalescence of genetic algorithm and multidimensional distinguishing model. In the end of this paper, a result of a testing application in Zhuhai Branch, GMCC was provided. The precision of the forecasting and evaluation of the client’s credit is near 90%. This study is very significant to the mobile communication corporation at all levels. The popularization of the techniques and the result would produce great benefits of both society and economy.
文摘This paper presents a new negative judgment matrix that combines the advantages of the reciprocal judgment matrix and the fuzzy complementary judgment matrix, and then puts forth the properties of this new matrix. In view of these properties, this paper derives a clear sequencing formula for the new negative judgment matrix, which improves the sequencing principle of AHP. Finally, this new method is applied to personal credit evaluation to show its advantages of conciseness and swiftness.
基金Fundamental Research Funds for the Central Universities(Tongji University)Interdisciplinary Project,China(No.0800219311)
文摘Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not been fully taken account yet.This paper aims at contributing to making a step for solving this issue.In this paper,a credit fraud evaluation model is developed using a university' s students ' grade and campus consumption data.A logistic regression model is trained with the students' grade and daily consumption data.The features of the model with stepwise regression methods are selected.And this model achieves that the paper predicts the students' fault rate accurately.