In order to address the plight of rural financing, the 2007 China Banking Regulatory Commission, China＇s State Council started rural banks in provinces, towns and villages. There are so many problems faced by rural b...In order to address the plight of rural financing, the 2007 China Banking Regulatory Commission, China＇s State Council started rural banks in provinces, towns and villages. There are so many problems faced by rural banks. The most pressing issue is the sustainability of targeting deviate due to restraints, shortage of funds, and loan risks. In order to effectively address these issues, this paper presents some solutions展开更多
This paper summarized the management models of village banks in China. We compared and analyzed different management models of four village banks in different regions on four aspects： regional agriculture feature, lo...This paper summarized the management models of village banks in China. We compared and analyzed different management models of four village banks in different regions on four aspects： regional agriculture feature, loan for farmers, loan for enterprises and the construction of network, then came to the conclusion that, if the village banks＇ health development can realize, they must pay attention to innovating in loan patterns as well as material loan and starting out the network development.展开更多
文摘In order to address the plight of rural financing, the 2007 China Banking Regulatory Commission, China＇s State Council started rural banks in provinces, towns and villages. There are so many problems faced by rural banks. The most pressing issue is the sustainability of targeting deviate due to restraints, shortage of funds, and loan risks. In order to effectively address these issues, this paper presents some solutions
基金Supported by the Philosophy and Social Science Project in Heilongjiang Province(14B074)
文摘This paper summarized the management models of village banks in China. We compared and analyzed different management models of four village banks in different regions on four aspects： regional agriculture feature, loan for farmers, loan for enterprises and the construction of network, then came to the conclusion that, if the village banks＇ health development can realize, they must pay attention to innovating in loan patterns as well as material loan and starting out the network development.
